651 King Street, Kingston, ON

$460,000
MLS#:X12101369
3 beds
1 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 18 - Central City West. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $460,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 31 x 63 ft lot
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free
  • Efficient baseboard heating via electric

Description

Ready for your own home in the heart of historic Portsmouth Village? This 3bedroom, 1 bath cottage on Kings Street W puts you right in the hustle and bustle of the village but provides tranquility and privacy in the rear courtyard. This home offers all you need in a pied-a-terre, with an open concept living area on the main floor, the living area leads into the bright kitchen and through to the laundry area and back porch, from there you can enjoy access to your double car drive or private courtyard and garden. The main level is complete with a full bath and bedroom as well. Upstairs are two more spacious, sunny and inviting bedrooms. You will love strolling along Lake Ontario, just a block away, or enjoy an evening at The Ports or even take a break at the Village Spa across the street! Transit is a breeze as you're on the express bus route to Queens and KGH you will love living here!

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Property Summary

This detached home located at 651 King Street, Kingston is currently for sale and has been available on SousaSells for 448 days. This property is listed at $460,000 with an estimated mortgage of $1,531* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 651 King Street, Kingston is in the 18 - Central City West neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 2, 2025
Sold price information is available to members only
Listed Date4/24/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionWood
BasementNone
Lot Size31 × 63 Feet
CountyFrontenac
Annual Tax$2,986.2
Legal DescriptionPT LT 2 N/S KING ST & S/S KENNEDY ST PL 54 KINGSTON CITY AS IN FR554991; KINGSTON ; THE COUNTY OF FRONTENAC

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Fenced Yard, Hospital, Lake Access, Marina, Park, Public Transit

Interior Features

Carpet Free

Security Features

Community Features

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Location

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651 King Street, Kingston, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 651 King Street W, Kingston, ON K7M 2E9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

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Interest Rate4.00%
Down Payment$138,000 (30.0%)
* Minimum Canadian down payment required for this price is $23,000.
Amortization Period30 Years
Estimated Monthly Payment$1,531Based on a loan of $322,000 over 30 years.
Purchase Price$460,000
Loan Amount$322,000
Provincial Land Transfer Tax:$5,675
Total Estimated Closing Taxes:$5,675

About Purchasing a Home in Kingston, ON

For a property listed at $460,000 in Kingston, the legal minimum down payment is $23,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,675 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,675.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 18 - Central City West, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$673,458

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Local Schools Guide

Elementary Schools

St Thomas More
Public234 Norman Rogers Drive, Kingston, Ontario, K7M 2R4
5.0
Polson Park
Public165 Robert Wallace Drive, Kingston, Ontario, K7M 1Y3
6.4
Centennial
Public120 Norman Rogers Drive, Kingston, Ontario, K7M 2R2
4.6
Madeleine-de-Roybon
Public72 Gilmour Avenue, Kingston, Ontario, K7M 9G6
7.7
Winston Churchill
Public530 Earl Street, Kingston, Ontario, K7L 2K3
7.7

Secondary Schools

Loyalist
Public153 Van Order Drive, Kingston, Ontario, K7M 1B9
5.6
Kingston
Public235 Frontenac Street, Kingston, Ontario, K7L 3S7
6.2
Regiopolis/Notre-Dame
Public130 Russell Street, Kingston, Ontario, K7K 2E9
6.9
Mille-Iles
Public158 Patrick Street, Kingston, Ontario, K7K 3P5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.