697 Fleet Street, Kingston, ON

$499,900
MLS#:X12909026
3 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Backsplit 3 detached located in the coveted neighborhood of 37 - South of Taylor-Kidd Blvd. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 60 x 110 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater Owned
  • Efficient forced air heating via gas

Description

Welcome to 697 Fleet Street, a great home located in the highly desirable west end of Kingston - an ideal opportunity for first-time buyers looking to settle into a family-friendly neighbourhood. Step through the front door into a bright and spacious living room filled with natural light from the large front window and complemented by hardwood floors. The kitchen offers plenty of counter space and cupboard storage, along with a window overlooking the front yard, making it both functional and welcoming for everyday cooking. Just off the kitchen, the separate dining room creating the perfect setting for family meals, holiday gatherings, or hosting friends. Upstairs, you'll find three comfortable bedrooms, all with hardwood floors, along with a 4-piece bathroom. The primary bedroom includes two closets, giving you that extra storage space every homeowner appreciates. The lower level provides even more living space, with a recreation room highlighted by a beautiful electric fireplace and a brick feature wall with built-in cupboards - perfect for relaxing evenings, movie nights, or a play area. This level also includes a bright laundry room, a 3-piece bathroom, additional crawl space storage, and a convenient walk-out to the backyard. Outside, the private backyard feels like your own retreat. Surrounded by mature trees, it offers landscaped gardens, a peaceful pond, and a wooden pergola with a privacy wall and patio area - an ideal spot for summer BBQs, entertaining, or simply enjoying time outdoors. There's also plenty of open space for kids or pets to run and play. Tucked away on a quiet street and just steps from Bayridge Public School, this home offers the perfect combination of location, comfort, and space to grow. A wonderful place to start your homeownership journey. We look forward to welcoming you home.

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Property Summary

This detached home located at 697 Fleet Street, Kingston is currently for sale and has been available on SousaSells for 111 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 697 Fleet Street, Kingston is in the 37 - South of Taylor-Kidd Blvd neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 21, 2026
Sold price information is available to members only
Listed Date3/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 3
ConstructionBrick
BasementFull, Finished
Lot Size60 × 110 Feet
CountyFrontenac
Annual Tax$3,649.46
Legal DescriptionLT 194, PL 1568 ; S/T FR197405,FR197802 KINGSTON TOWNSHIP

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Water Heater Owned

Security Features

Community Features

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Location

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697 Fleet Street, Kingston, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 697 Fleet Street, Kingston, ON K7M 5A4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

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Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Kingston, ON

For a property listed at $499,900 in Kingston, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$734,113

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Local Schools Guide

Elementary Schools

St Paul Catholic
Catholic266 McMahon Avenue, Kingston, Ontario, K7M 3H2
6.5
Lord Strathcona
Public251 McMahon Avenue, Kingston, Ontario, K7M 3H4
6.3
Madeleine-de-Roybon
Public72 Gilmour Avenue, Kingston, Ontario, K7M 9G6
7.7
St Marguerite Bourgeoys
Public355 Waterloo Drive, Kingston, Ontario, K7M 8P5
6.3
Polson Park
Public165 Robert Wallace Drive, Kingston, Ontario, K7M 1Y3
6.4

Secondary Schools

Loyalist
Public153 Van Order Drive, Kingston, Ontario, K7M 1B9
5.6
Marie-Rivier
Public711 Dalton Avenue, Kingston, Ontario, K7M 8N6
7.3
Regiopolis/Notre-Dame
Public130 Russell Street, Kingston, Ontario, K7K 2E9
6.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.