86 Centre Street, Kingston, ON

$989,000
MLS#:X12162520
3 beds
4 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of 14 - Central City East. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $989,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 26.68 x 166.12 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Bar Fridge, Built-In Oven
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Discover this beautifully renovated semi-detached gem in one of downtown's most sought-after neighbourhoods! Set on a generous lot with stunning perennial landscaping, this home offers 3 spacious bedrooms, 3 stylishly updated bathrooms, a modern kitchen, and a charming sunroom. The fully finished lower level features a bright laundry area, ample storage, and a versatile family room with two built-in Murphy beds perfect for guests or extra living space. Enjoy the convenience of an attached single-car garage plus two additional surface parking spots. Just minutes from Queen's University, top-rated schools, hospitals, and local shops - this is downtown living at its best! Don't miss your chance to call this beauty home.

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Property Summary

This detached home located at 86 Centre Street, Kingston is currently for sale and has been available on SousaSells for 421 days. This property is listed at $989,000 with an estimated mortgage of $3,292* per month. It has 3 beds, 4 bathrooms, and is 1500-2000 square feet. 86 Centre Street, Kingston is in the 14 - Central City East neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 12, 2025
Sold price information is available to members only
Listed Date5/21/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionBrick
BasementFinished with Walk-Out
Lot Size26.68 × 166.12 Feet
CountyFrontenac
Annual Tax$8,012.5
Legal DescriptionPT FARM LT 22 CON 1 KINGSTON PT 1, 13R10269; KINGSTON; THE COUNTY OF FRONTENAC

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Fenced Yard, Golf, Hospital, Lake/Pond, Library

Interior Features

Auto Garage Door Remote, Bar Fridge, Built-In Oven, ERV/HRV, Water Heater

Security Features

Alarm System, Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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86 Centre Street, Kingston, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 86 Centre Street, Kingston, ON K7L 4E6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

Configure Loan Settings

Interest Rate4.00%
Down Payment$296,700 (30.0%)
* Minimum Canadian down payment required for this price is $73,900.
Amortization Period30 Years
Estimated Monthly Payment$3,292Based on a loan of $692,300 over 30 years.
Purchase Price$989,000
Loan Amount$692,300
Provincial Land Transfer Tax:$16,255
Total Estimated Closing Taxes:$16,255

About Purchasing a Home in Kingston, ON

For a property listed at $989,000 in Kingston, the legal minimum down payment is $73,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,255 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,255.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 14 - Central City East, Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$1,006,863

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Local Schools Guide

Elementary Schools

Winston Churchill
Public530 Earl Street, Kingston, Ontario, K7L 2K3
7.7
Rideau
Public9 Dundas Street, Kingston, Ontario, K7L 1N2
7.8
Cathedrale
Public301 Johnson Street, Kingston, Ontario, K7L 1Y5
5.8
Sir John A. Macdonald
PublicJohnson Street, Kingston, Ontario, K7L 5G2
6.0
Central
Public237 Sydenham Street, Kingston, Ontario, K7K 3M3
5.0

Secondary Schools

Kingston
Public235 Frontenac Street, Kingston, Ontario, K7L 3S7
6.2
Mille-Iles
Public158 Patrick Street, Kingston, Ontario, K7K 3P5
7.0
Regiopolis/Notre-Dame
Public130 Russell Street, Kingston, Ontario, K7K 2E9
6.9
Loyalist
Public153 Van Order Drive, Kingston, Ontario, K7M 1B9
5.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.