87 Chatham Street, Kingston, ON
Property Highlights
Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of 22 - East of Sir John A. Blvd. Expertly crafted featuring premium concrete block and vinyl siding construction, this residence presents an exceptional opportunity offered at $495,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 1100-1500 sqft on a premium 22 x 86.5 ft lot
- Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 0.0 total parking spaces available
- Notable attributes: In-Law Capability
- Efficient baseboard heating via electric
Description
Exceptional investment opportunity in the heart of downtown Kingston - a spacious 5-bedroom, 2-bathroom semi-detached freehold steps from Princess Street in one of Ontario's tightest rental markets.The main level offers an eat-in kitchen with dining area, living room, 1 bedroom and a 3PC bath. The second level adds three more bedrooms and a second 3-piece bathroom. The lower features a fully finished bedroom, and laundry facilities. Five bedrooms, two full baths, two kitchens, and room for everyone across 1,253 SF, above grade on a fully serviced 1,903 SF lot.Capital improvements during ownerhsip include high-efficiency gas furnace, spray foam insulation throughout, updated kitchens, weeping tile and drainage system, and finished basement area. Chatham Street intersects directly with Princess Street, placing this address within walking distance of Queen's University, Kingston General Hospital, Kingston Health Sciences Centre, Hotel Dieu Hospital, the Memorial Centre, and the full Princess Street commercial corridor - groceries, transit, restaurants, and daily amenities all within reach on foot. A 5-bedroom property at this address draws from multiple tenant pools - students, healthcare workers, and downtown professionals - ensuring demand well beyond the academic calendar. Kingston has maintained one of the lowest rental vacancy rates in Ontario for consecutive years, and properties within this immediate catchment reflect that consistently.
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Pricing & Value Insights
Data-driven valuation for 87 Chatham Street, Kingston, ON K7K 4H1
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About Purchasing a Home in Kingston, ON
For a property listed at $495,500 in Kingston, the legal minimum down payment is $24,775 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,385 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,385.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.