896 Cottonwood Avenue, Kingston, ON

$974,900
MLS#:X13475856
5 beds
4 baths
2000-2500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 13 - Kingston East (Incl Barret Crt). Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $974,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 38.04 x 105.02 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Top Location - Move-In Ready - Polished TOP to BOTTOM. This stunning two-storey home offers 4 + 1 bedrooms 4 baths finished top to bottom is nestled in Kingston's highly desirable East End. From the moment you step inside, you'll appreciate the bright open-concept design, gleaming hardwood floors, stunning wood railing and inviting living room featuring a cozy gas fireplace. The beautifully appointed kitchen offers rich cabinetry, Stone Counter tops ample storage, an eat-in , large island and stylish pot lighting-perfect for everyday living and entertaining alike. The upper level features four generous bedrooms, including a spacious primary bedroom complete with a walk-in closet and luxurious 5-piece ensuite. Convenient second-floor laundry adds to the home's thoughtful functionality. The fully finished, carpet-free lower level expands your living space with a large rec room highlighted by a striking fireplace feature wall, an additional bedroom, and a full 4-piece bathroom-ideal for guests, teens, or extended family. Step outside to enjoy the fully fenced backyard oasis featuring an expansive stone patio, gazebo, and storage shed, creating the perfect setting for summer BBQs, outdoor gatherings, and relaxing evenings. Located in one of Kingston's fastest-growing and family-friendly neighbourhoods, this home offers easy access to excellent schools, parks, walking trails, recreation facilities, shopping, restaurants, and everyday amenities. Commuters will appreciate quick access to Highway 401, CFB Kingston, downtown Kingston, and the city's waterfront. Combining exceptional living space, modern finishes, and an unbeatable East End location, 896 Cottonwood Avenue is ready to welcome you home.

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Key Features

Bedrooms
5
Bathrooms
4
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/22/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Finished
Lot Size38.04 × 105.02 Feet
CountyFrontenac
Annual Tax$6,466.89
Legal DescriptionLOT 16, PLAN 13M78, CITY OF KINGSTON

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Golf, Hospital, Lake/Pond, Library, Park

Interior Features

Central Vacuum

Security Features

Community Features

Location

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896 Cottonwood Avenue, Kingston, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 896 Cottonwood Avenue, Kingston, ON K7K 0C6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kingston.

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Interest Rate5.25%
Down Payment$72,490 (7.4%)
* Minimum Canadian down payment required for this price is $72,490.
Amortization Period25 Years
Estimated Monthly Payment$5,378Based on a loan of $902,410 over 25 years.
Purchase Price$974,900
Loan Amount$902,410
Provincial Land Transfer Tax:$15,973
Total Estimated Closing Taxes:$15,973

About Purchasing a Home in Kingston, ON

For a property listed at $974,900 in Kingston, the legal minimum down payment is $72,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,973 for this transaction. As this listing is in Kingston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,973.

Nearby Listings

Distance:

No current listings found in Kingston.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kingston.

Verified Local Data
City Population172,546
City Median Age42.8 Yrs
City Ownership63% Owners
Avg Area List Price$752,162

People & Families

Age Distribution

Household Composition

One-person households
30%
Families with children
35%
Couples without children
31%
Other households
4%

Top Ethnic Origins

English26%
Irish26%
Scottish22%
Canadian17%

Local Schools Guide

Elementary Schools

St Paul Catholic
Catholic266 McMahon Avenue, Kingston, Ontario, K7M 3H2
6.5
Lord Strathcona
Public251 McMahon Avenue, Kingston, Ontario, K7M 3H4
6.3
Madeleine-de-Roybon
Public72 Gilmour Avenue, Kingston, Ontario, K7M 9G6
7.7
Polson Park
Public165 Robert Wallace Drive, Kingston, Ontario, K7M 1Y3
6.4
St Thomas More
Public234 Norman Rogers Drive, Kingston, Ontario, K7M 2R4
5.0

Secondary Schools

Loyalist
Public153 Van Order Drive, Kingston, Ontario, K7M 1B9
5.6
Marie-Rivier
Public711 Dalton Avenue, Kingston, Ontario, K7M 8N6
7.3
Regiopolis/Notre-Dame
Public130 Russell Street, Kingston, Ontario, K7K 2E9
6.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied63%
Rented37%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.