20 ST GEORGE Street, Kitchener, ON

$230,000
MLS#:X12371312
2 beds
1 baths
800-899 sqft
1.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of Kitchener. Expertly crafted featuring premium concrete and brick construction, this residence presents an exceptional opportunity offered at $230,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 800-899 sqft
  • 1.0 total parking spaces available with a convenient underground configuration
  • Notable attributes: Auto Garage Door Remote, Separate Heating Controls, Separate Hydro Meter
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Sandhills Retirement Community opened in 2001, a not-for-profit corporation providing quality housing for active seniors 50+ years of age. Smoke free, caring community of like minded residents. The facility encompasses a 58 bright, lovely and spacious apartment- style suites with large windows in downtown Kitchener. Appliances included are washer/ dryer, fridge, stove & dish-washer. Suites have individually controlled heating with efficient electric hot water/ forced air systems and each is cooled with its own rooftop air conditioner. This Bauman model 839 sq.ft. 2 bedroom unit with 3pc bathroom and balcony with east view. Large master bedroom (large enough for a king sized bed) with walk-in closet. Bathroom with newer walk-in/ sit down shower with grab bars. Kitchen has full size stove. Well managed and quiet building. Very efficient & economical living. Monthly payment $763.27 includes property taxes, underground parking and storage locker. No worries about the appliances and HVAC equipment repairs or replacement costs, they are also included. Electrical usage is extra but very affordable due to the quality of the building construction. Pet friendly with restrictions. VICTORIA PARK area with its heritage buildings. Close to numerous churches, shopping, entertainment, performing arts centre, library & LRT transit. Life Lease - no Land Transfer Tax nor legal closing costs. NOTE: unit must be owner occupied (no rental units in building). Traditional mortgage financing is not available.

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
800-899 sqft
Property Type
Residential Condo & Other

Additional Details

StatusExtension
Listed Date8/27/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionConcrete, Brick
BasementNone
CountyWaterloo
Annual Tax$2,119.08

Parking & Garage

Parking Spaces1.0
Garage TypeUnderground

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Arts Centre, Library, Park, Place Of Worship, Public Transit

Interior Features

Auto Garage Door Remote, Separate Heating Controls, Separate Hydro Meter, Storage Area Lockers, Water Heater Owned, Water Softener, Wheelchair Access

Security Features

Carbon Monoxide Detectors, Monitored, Smoke Detector, Alarm System, Security System

Community Features

Location

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20 ST GEORGE Street, Kitchener, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20 ST GEORGE Street 208, Kitchener, ON N2G 2S7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Kitchener.

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Interest Rate5.25%
Down Payment$11,500 (5.0%)
* Minimum Canadian down payment required for this price is $11,500.
Amortization Period25 Years
Estimated Monthly Payment$1,302Based on a loan of $218,500 over 25 years.
Purchase Price$230,000
Loan Amount$218,500
Provincial Land Transfer Tax:$2,025
Total Estimated Closing Taxes:$2,025

About Purchasing a Home in Kitchener, ON

For a property listed at $230,000 in Kitchener, the legal minimum down payment is $11,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $2,025 for this transaction. As this listing is in Kitchener (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $2,025.

Nearby Listings

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No current listings found in Kitchener.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Kitchener.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$755,654

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

A R Kaufman
PublicCarwood Avenue, Rockway, Kitchener, Ontario, N2G 3C5
2.0
Our Lady of Grace
Public70 Gracefield Crescent, Alpine, Kitchener, Ontario, N2E 1R9
7.3
Alpine
Public75 Lucerne Drive, Alpine, Kitchener, Ontario, N2E 1B4
5.8
Queen Elizabeth
Public191 Hoffman Street, Southdale, Kitchener, Ontario, N2M 3N2
4.0
Rockway
Public110 Doon Road, Rockway, Kitchener, Ontario, N2G 3C8
3.6

Secondary Schools

St. Mary’s
Catholic1500 Block Line Road, Kitchener, Ontario, N2C 2S2
6.1
Eastwood
Public760 Weber Street East, Eastwood, Kitchener, Ontario, N2H 1H6
5.8
Cameron Heights
Public301 Charles Street East, King East, Kitchener, Ontario, N2G 2P8
7.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.