1050 Dwight Beach Road, Lake of Bays, ON

$1,299,900
MLS#:X14130180
4 beds
3 baths
1500-2000 sqft
10.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 3 Bath Home at 1050 Dwight Beach Road Lake of Bays ON listed at $1,299,900 (MLS# X14130180) - Main View
For Sale
Added:Oct 29, 2026(today)
Updated:Oct 29, 2026(today)
Last Checked:20 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Franklin. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,299,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 214.97 x 649.19 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 2.0 garage spaces (10.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: Central Vacuum, ERV/HRV, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Discover exceptional living in this executive bungalow, built in 2022 and set on a picturesque 2.22-acre property within walking distance of Dwight Public Beach, the boat launch onto Lake of Bays, and Irwin Public School. Offering over 3,500 square feet of finished living space across two levels, this impressive home blends modern luxury with the relaxed Muskoka lifestyle. The open-concept living, dining, and kitchen area features soaring vaulted ceilings and a cozy natural gas fireplace. The well-appointed kitchen boasts quartz countertops, a spacious island, walk-in pantry, and propane range on the stove. Sliding doors lead to a fabulous three-season Muskoka Room with an electric fireplace, creating the perfect spot to relax and enjoy the peaceful surroundings. Three spacious bedrooms are located on the main floor, including a luxurious primary suite with a walk-in closet featuring built-ins and a stunning four-piece ensuite with double sinks and a large glass shower. Two additional bedrooms share a well-appointed four-piece bathroom. A convenient main-floor laundry room with sink, dedicated coat room, and direct access to the insulated, heated double-car garage add to the home's functionality. Heated tile flooring throughout the main floor, excluding the coat room, provides extra comfort. The finished lower level offers exceptional additional space, featuring a generous recreation room with a wood stove, included pool table, dedicated darts area, and wine display closet. A fourth bedroom, versatile den or home office, and four-piece bathroom with double sinks and a glass shower complete this level. Built with durable ICF construction and equipped with fibre-optic internet, this exceptional property delivers comfort, efficiency, and modern convenience. Whether hosting family and friends or enjoying a quiet evening by the fire, you'll appreciate the space, thoughtful design, and unbeatable location close to the best of Muskoka living.

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Property Summary

This detached home located at 1050 Dwight Beach Road, Lake of Bays is currently for sale and has been available for 0 days. This property is listed at $1,299,900 with an estimated mortgage of $4,327* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 1050 Dwight Beach Road, Lake of Bays is in the Franklin neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Franklin, Lake of Bays.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Franklin, Lake of Bays.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$1,299,900
AddedOct 29, 2026 (today)
UpdatedOct 29, 2026 (today)
Last Checked20 minutes ago
Transaction TypeFor Sale
List Office NameColdwell Banker Thompson Real Estate

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFull, Finished
Lot Size214.97 Ă— 649.19 Feet
CountyMuskoka
Annual Tax$3,103.37
Rental ItemsPropane Tank
Legal DescriptionPART LOT 10 CONCESSION 9 FRANKLIN, BEING PART 3 ON PLAN 35R25996 SUBJECT TO AN EASEMENT IN GROSS OVER PART 2, PLAN 35R26560 AS IN MT257115 TOWNSHIP OF LAKE OF BAYS

Parking & Garage

Parking Total10.0
Parking Space8
Garage Parking2.0
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Lake Access
  • School

Interior Features

  • Central Vacuum
  • ERV/HRV
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Sewage Pump
  • Sump Pump
  • Water Heater Owned

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Lake of Bays Home Buyer Advisory & Market HubActive MLS® Listing in Lake of Bays, Ontario

Looking to Buy a Home in Lake of Bays?

If you are looking for a house in Lake of Bays or researching Lake of Bays real estate for sale, this 4-bedroom detached at 1050 Dwight Beach Road, Lake of Bays, ON offers an exceptional opportunity to buy a home in Lake of Bays, Ontario. Whether you are a first-time Lake of Bays home buyer or comparing active Lake of Bays MLS® homes for sale, working with a dedicated Lake of Bays buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Lake of Bays realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Lake of Bays Buyer Budget & Costs

Estimated mortgage: $4,327*/month*. Estimated Ontario Land Transfer Tax: $22,473. First-time Lake of Bays home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Lake of Bays

Frequently Asked Questions about 1050 Dwight Beach Road, Lake of Bays, ON

Q.What is the asking price for 1050 Dwight Beach Road, Lake of Bays, ON ?

The current listing price for 1050 Dwight Beach Road, Lake of Bays, ON in Franklin, Lake of Bays is $1,299,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 1050 Dwight Beach Road, Lake of Bays, ON ?

1050 Dwight Beach Road, Lake of Bays, ON is a Detached (Bungalow) featuring a Full, Finished basement.

Q.What key property features does 1050 Dwight Beach Road, Lake of Bays, ON offer?

Key property features include: Beach, Lake Access, School.

Q.What interior features are included in this home?

Interior highlights include: Central Vacuum, ERV/HRV, Primary Bedroom - Main Floor, Propane Tank, Sewage Pump, Sump Pump, Water Heater Owned.

Q.What security features are installed at 1050 Dwight Beach Road, Lake of Bays, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 10.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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Location

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1050 Dwight Beach Road, Lake of Bays, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Franklin, Lake of Bays

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 1050 Dwight Beach Road, Lake of Bays, ON P0A 1H0

Estimated Sales Range
$1,235,000 - $1,274,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Lake of Bays.

Configure Loan Settings

Interest Rate4.00%
Down Payment$389,970 (30.0%)
* Minimum Canadian down payment required for this price is $259,980.
Amortization Period30 Years
Estimated Monthly Payment$4,327Based on a loan of $909,930 over 30 years.
Purchase Price$1,299,900
Loan Amount$909,930
Provincial Land Transfer Tax:$22,473
Total Estimated Closing Taxes:$22,473

About Purchasing a Home in Lake of Bays, ON

For a property listed at $1,299,900 in Lake of Bays, the legal minimum down payment is $259,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $22,473 for this transaction. As this listing is in Lake of Bays (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $22,473.

Similar Listings in Franklin, Lake of Bays

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Franklin, Lake of Bays Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Franklin, Lake of Bays.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$4,051,633

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Franklin, Lake of Bays

Elementary Schools

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Secondary Schools

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Franklin, Lake of Bays Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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