973 Foster Bay Lane, Leeds and the Thousand Islands, ON

$895,000
MLS#:X13514322
3 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 824 - Rear of Leeds - Lansdowne Twp. Expertly crafted featuring premium cedar construction, this residence presents an exceptional opportunity offered at $895,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 63 x 120 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Wake up to birdsong, spend your afternoons exploring one of Ontario's most spectacular lakes, and end each day watching unforgettable sunsets from the deck. Welcome to this beautifully updated year-round Lake House on sought-after Charleston Lake, where modern comfort meets the timeless beauty of lakeside living while the brand new Eljen septic system (Jun 2026) will provide peace of mind for years to come.The bright, open-concept main floor is designed for effortless entertaining, featuring a stylish kitchen that flows seamlessly into the living room, where expansive patio doors fill the space with natural light and showcase picturesque lake views. A dedicated office provides an ideal work-from-home space, while the dining room offers flexibility for family gatherings or accommodating overnight guests. A full 4-piece bathroom completes the main level. Upstairs, you'll find three comfortable bedrooms and a spa-inspired bathroom with a relaxing soaker tub-the perfect place to unwind after a day on the water. Outdoor living is where this property truly shines. The expansive upper deck, finished with frameless glass railings, offers beautiful views of the Lake and the perfect setting for morning coffee, outdoor dining, or taking in the spectacular western sunsets. Extensively updated for peace of mind, this move-in-ready property features a new septic system (2026); roof, soffits, fascia, lower deck, dock extension, heat trace line for the water intake, and UV filtration system (2023); concrete stairs to the waterfront, frameless glass deck railings, and foundation upgrades including rebar, concrete blocks, and bedrock anchoring (2021); plus an updated HVAC system and spray foam attic insulation (2017).

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionCedar
BasementCrawl Space
Lot Size63 × 120 Feet
CountyLeeds and Grenville
Annual Tax$3,736.66
Legal DescriptionPT PCL 6 PL 190; PT LT 24 CON 11 LANSDOWNE AS PTS 1 & 2 28R14173; T/W PTS 2 & 3 28R10114, PTS 1, 2, 3, 4 & 5 28R9516 & PTS 1, 2 & 3 28R9300; LEEDS/THOUSAND ISLANDS

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Lake/Pond, Marina, Waterfront

Interior Features

Carpet Free

Security Features

None

Community Features

Location

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973 Foster Bay Lane, Leeds and the Thousand Islands, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 973 Foster Bay Lane, Leeds and the Thousand Islands, ON K0E 1B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Leeds and the Thousand Islands.

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Interest Rate5.25%
Down Payment$64,500 (7.2%)
* Minimum Canadian down payment required for this price is $64,500.
Amortization Period25 Years
Estimated Monthly Payment$4,949Based on a loan of $830,500 over 25 years.
Purchase Price$895,000
Loan Amount$830,500
Provincial Land Transfer Tax:$14,375
Total Estimated Closing Taxes:$14,375

About Purchasing a Home in Leeds and the Thousand Islands, ON

For a property listed at $895,000 in Leeds and the Thousand Islands, the legal minimum down payment is $64,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,375 for this transaction. As this listing is in Leeds and the Thousand Islands (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,375.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Leeds and the Thousand Islands.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$758,622

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.