4021 Mountain Street, Lincoln, ON

$974,900
MLS#:X13237510
4 beds
4 baths
1500-2000 sqft
7.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungaloft detached located in the coveted neighborhood of 982 - Beamsville. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $974,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 62.69 x 130.4 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Storage, Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to the home that feels like an exhale. This beautifully curated bungaloft blends warmth, light, and architectural character into a space that instantly puts you at ease. From the moment you step inside, the home opens up around you, soaring ceilings, soft natural light, and a layout that feels both expansive and intimate. The main floor is designed for connection and calm, with an inviting living area that draws you in and a kitchen that feels like the heart of the home. Every room carries a sense of intention with warm finishes, thoughtful updates, and spaces that make you want to slow down and stay awhile. The loft is a retreat of its own, airy and private with a bedroom on either side that could be used as a studio, reading lounge or a quiet workspace. It's the kind of space that makes you dream a little bigger. Step outside and the feeling continues. The backyard is peaceful and private for morning coffee, summer dinners, quiet evenings under the sky. It's a yard that feels like a true extension of the home. Set in one of Beamsville's most loved pockets, this home offers the lifestyle so many people are searching for. Walkable neighbourhood charm, small-town warmth, and easy access to the best of Niagara. This isn't just a place to live. It's a place to feel at home!!! PEACE OF MIND BONUS: A/C & Pool Pump (2023) Roof (2019) & Pool Liner (2025)

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Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungaloft
ConstructionBrick, Vinyl Siding
BasementFull, Finished
Lot Size62.69 × 130.4 Feet
CountyNiagara
Annual Tax$7,777.29
Legal DescriptionLOT 8, PLAN 30M263, LINCOLN S/T LT170529 OVER PT 4 30R9421

Parking & Garage

Parking Spaces7.0
Garage Spaces5
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Greenbelt/Conservation, Fenced Yard, Park, School

Interior Features

Primary Bedroom - Main Floor, Storage, Auto Garage Door Remote

Security Features

Community Features

Location

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4021 Mountain Street, Lincoln, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4021 Mountain Street, Lincoln, ON L3J 0K9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Lincoln.

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Interest Rate5.25%
Down Payment$72,490 (7.4%)
* Minimum Canadian down payment required for this price is $72,490.
Amortization Period25 Years
Estimated Monthly Payment$5,378Based on a loan of $902,410 over 25 years.
Purchase Price$974,900
Loan Amount$902,410
Provincial Land Transfer Tax:$15,973
Total Estimated Closing Taxes:$15,973

About Purchasing a Home in Lincoln, ON

For a property listed at $974,900 in Lincoln, the legal minimum down payment is $72,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,973 for this transaction. As this listing is in Lincoln (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,973.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lincoln.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,139,992

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.