16020 Front Road, Loyalist, ON

$1,300,000
MLS#:X13820222
7 beds
3 baths
2000-2500 sqft
10.0 parking
Residential Freehold
Residential Freehold for sale - 7 Bed, 3 Bath Home at 16020 Front Road Loyalist ON listed at $1,300,000 (MLS# X13820222) - Main View
For Sale
Added:Sep 22, 2026(1 day ago)
Updated:Sep 23, 2026(today)
Last Checked:20 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Amherst Island. Expertly crafted featuring premium stone construction, this residence presents an exceptional opportunity offered at $1,300,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 7 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 2279.89 x 389.75 ft lot
  • Features a full, exposed rock basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Built-In Oven, Carpet Free, Countertop Range
  • equipped with other, window unit(s) central cooling and highly efficient baseboard heating via electric

Description

Step back in time to a quieter, more genteel era at The Headlands. This 1840 stone house is at the far western edge of Amherst Island overlooking Prince Edward County. It sits on almost 14 acres with 2,300 feet of shoreline - walk the trails to the end of the island. It is one of only two stone houses on the island, and the original character is still here: enormous original fireplaces, original woodwork throughout and wide plank wood floors. But you're not missing the modern conveniences, including heat pumps in the main house. The 2347 sq ft main house has four bedrooms and one and a half bathrooms. The 1300 sq ft carriage house has three bedrooms, one bathroom and a huge living space on the main floor that works as an office, a studio or whatever you need. The Main floor is plumbed for a wet-bar, if you want to create an in-law or entertaining space. Picture croquet on the front lawn and cocktails on the stone patio, with perennial gardens, a kitchen garden, and rolling lawns. Sit by the level waterfront and watch sailboats going by on the north channel of Lake Ontario's Bay of Quinte. Your closest neighbours are a flock of sheep, with the Amherst Island Beacon lighthouse at the western edge of the property. Amherst Island is a destination for cyclists, nature lovers, sailors, and photographers and Headlands is currently a successful Airbnb. Amherst Island is a close rural community in Lake Ontario, 20 minutes from Kingston and less than three hours from Toronto, Montreal and Ottawa, and reached by a 15-minute ferry crossing that runs from 6 a.m. to 1:30 a.m., seven days a week.

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Property Summary

This detached home located at 16020 Front Road, Loyalist is currently for sale and has been available on SousaSells for 1 day. This property is listed at $1,300,000 with an estimated mortgage of $4,327* per month. It has 7 beds, 3 bathrooms, and is 2000-2500 square feet. 16020 Front Road, Loyalist is in the Amherst Island neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 7 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Amherst Island, Loyalist.

Highly Recommended for Families
What We Love About This Home
  • •7 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Amherst Island, Loyalist.

Target Buyer Match

Key Features

Bedrooms
7
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$1,300,000
AddedSep 22, 2026 (1 day ago)
UpdatedSep 23, 2026 (today)
Last Checked20 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX FINEST REALTY INC., BROKERAGE

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionStone
BasementFull, Exposed Rock
Lot Size2279.89 × 389.75 Feet
CountyLennox & Addington
Annual Tax$6,156.13
Rental ItemsPropane Tanks
Legal DescriptionPT LT 1, C CON 1 AMHERST ISLAND PT 1, 2 29R7951; LOYALIST

Parking & Garage

Parking Total10.0
Parking Space10
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingOther, Window Unit(s)

Features

Property Features

  • Beach
  • Cul de Sac/Dead End
  • Island
  • Rec./Commun.Centre
  • School
  • Waterfront

Interior Features

  • Built-In Oven
  • Carpet Free
  • Countertop Range
  • Guest Accommodations
  • In-Law Capability
  • Propane Tank
  • Sump Pump
  • Water Heater Owned
  • Water Treatment

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Loyalist Home Buyer Advisory & Market HubActive MLS® Listing in Loyalist, Ontario

Looking to Buy a Home in Loyalist?

If you are looking for a house in Loyalist or researching Loyalist real estate for sale, this 7-bedroom detached at 16020 Front Road, Loyalist, ON offers an exceptional opportunity to buy a home in Loyalist, Ontario. Whether you are a first-time Loyalist home buyer or comparing active Loyalist MLS® homes for sale, working with a dedicated Loyalist buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Loyalist realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Loyalist Buyer Budget & Costs

Estimated mortgage: $4,327*/month*. Estimated Ontario Land Transfer Tax: $22,475. First-time Loyalist home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Loyalist

Frequently Asked Questions about 16020 Front Road, Loyalist, ON

Q.What is the asking price for 16020 Front Road, Loyalist, ON ?

The current listing price for 16020 Front Road, Loyalist, ON in Amherst Island, Loyalist is $1,300,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 7 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 16020 Front Road, Loyalist, ON ?

16020 Front Road, Loyalist, ON is a Detached (1 1/2 Storey) featuring a Full, Exposed Rock basement.

Q.What key property features does 16020 Front Road, Loyalist, ON offer?

Key property features include: Beach, Cul de Sac/Dead End, Island, Rec./Commun.Centre, School, Waterfront.

Q.What interior features are included in this home?

Interior highlights include: Built-In Oven, Carpet Free, Countertop Range, Guest Accommodations, In-Law Capability, Propane Tank, Sump Pump, Water Heater Owned, Water Treatment.

Q.What security features are installed at 16020 Front Road, Loyalist, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 10.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Other, Window Unit(s).

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Location

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16020 Front Road, Loyalist, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Amherst Island, Loyalist

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 16020 Front Road, Loyalist, ON K0H 2S0

Estimated Sales Range
$1,235,000 - $1,274,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Loyalist.

Configure Loan Settings

Interest Rate4.00%
Down Payment$390,000 (30.0%)
* Minimum Canadian down payment required for this price is $260,000.
Amortization Period30 Years
Estimated Monthly Payment$4,327Based on a loan of $910,000 over 30 years.
Purchase Price$1,300,000
Loan Amount$910,000
Provincial Land Transfer Tax:$22,475
Total Estimated Closing Taxes:$22,475

About Purchasing a Home in Loyalist, ON

For a property listed at $1,300,000 in Loyalist, the legal minimum down payment is $260,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $22,475 for this transaction. As this listing is in Loyalist (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $22,475.

Similar Listings in Amherst Island, Loyalist

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Amherst Island, Loyalist Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Amherst Island, Loyalist.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$654,950

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Amherst Island, Loyalist

Elementary Schools

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Secondary Schools

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Amherst Island, Loyalist Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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