189 Main Street, Loyalist, ON

$729,900
MLS#:X12023173
4 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 57 - Bath. Expertly crafted featuring premium vinyl siding and brick veneer construction, this residence presents an exceptional opportunity offered at $729,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 50 x 114 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, On Demand Water Heater, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 189 Main Street in the picturesque, historic Village of Bath, Ontario. This charming 13-year-old bungalow is thoughtfully designed, offering over 2,300 sq ft of tasteful and stylish living space. Featuring many impressive upgrades, this home includes hardwood floors, upgraded cabinetry, granite countertops, and natural gas fireplaces on both the main and lower levels. The main floor presents an open-concept living area, with a spacious living room, dining area, breakfast nook, and kitchen, all designed to flow seamlessly together. The main floor also includes two bedrooms and a 4-piece bath. Conveniently located off the garage is a mudroom/laundry, perfect for keeping things organized and clutter-free. An open staircase leads to the bright and airy lower level, which is completely finished and boasts oversized windows that bring in plenty of natural light. This level features bedrooms 3 and 4, a large family room, and a 3-piece bath. Step outside to enjoy the beautiful landscaping, mature gardens, and a private upper and lower deck in the rear yard perfect for outdoor living. The fully finished garage is a standout feature, complete with wall-mounted cabinets and a built-in workbench, providing ample workspace and storage for all your projects. This home is ideally located within walking distance to Lake Ontario and all of the vibrant amenities Bath has to offer. The Village of Bath is just a 15-minute drive west of Kingston and provides a variety of attractions, including a marina, championship golf course, pickleball club, cycling and hiking trails, and a range of established local businesses. More than just a place to live, the Village lifestyle offers a unique opportunity to enjoy both relaxation and recreation in a beautiful, close-knit community setting.

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Property Summary

This detached home located at 189 Main Street, Loyalist is currently for sale and has been available on SousaSells for 486 days. This property is listed at $729,900 with an estimated mortgage of $2,430* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 189 Main Street, Loyalist is in the 57 - Bath neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 8, 2025
Sold price information is available to members only
Listed Date3/17/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding, Brick Veneer
BasementFinished, Full
Lot Size50 × 114 Feet
CountyLennox & Addington
Annual Tax$4,677
Legal DescriptionLot 6, Plan 29M17 Loyalist Township

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Library, Marina, Park, Place Of Worship, School Bus Route, Golf

Interior Features

Auto Garage Door Remote, On Demand Water Heater, Central Vacuum

Security Features

Community Features

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Location

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189 Main Street, Loyalist, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 189 Main Street, Loyalist, ON K0H 1G0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Loyalist.

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Interest Rate4.00%
Down Payment$218,970 (30.0%)
* Minimum Canadian down payment required for this price is $47,990.
Amortization Period30 Years
Estimated Monthly Payment$2,430Based on a loan of $510,930 over 30 years.
Purchase Price$729,900
Loan Amount$510,930
Provincial Land Transfer Tax:$11,073
Total Estimated Closing Taxes:$11,073

About Purchasing a Home in Loyalist, ON

For a property listed at $729,900 in Loyalist, the legal minimum down payment is $47,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,073 for this transaction. As this listing is in Loyalist (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,073.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 57 - Bath, Loyalist.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$771,358

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.