298 Nicholson Point Road, Loyalist, ON

$699,900
MLS#:X12258796
2 beds
1 baths
700-1100 sqft
8.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 64 - Lennox and Addington - South. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 73.16 x 205 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Storage
  • Efficient baseboard heating via electric

Description

Welcome to 298 Nicholson Point Road, a charming waterfront cottage located on the highly sought-after Nicholson Point in Bath. This quiet cul-de-sac offers a peaceful setting on Lake Ontario in Parrot's Bay, surrounded by a Conservation Area with walking trails. The property features approximately 73 feet of clean, rocky shoreline, perfect for swimming and enjoying the water with family and friends. The west-facing lot provides beautiful views and natural shade from mature trees. The cottage offers two bedrooms, a 3-piece bathroom, and a functional layout with vinyl plank flooring throughout and carpet in the bedrooms. Large windows at the back of the home showcase stunning lake views and fill the space with natural light. The kitchen offers ample cupboard space and connects to a large dining area that is perfect for gatherings. The living room is a good size and includes a walk-out to the deck overlooking the water. There is a wood fireplace with a stone wall feature and pine walls throughout. Additional features include a long paved driveway, room for up to 8 vehicles, 100-amp electrical service, electric baseboards (2019), a roof (2020), and a septic system installed in 2021. The cottage has ductwork in place, ready for connection to your preferred heating system. Recent updates include the kitchen, bathroom, flooring, bedrooms, plumbing, electrical, and water filtration system. This property offers flexibility to continue using it as a cottage, winterize it for year-round living, or build new. A great opportunity to enjoy waterfront living in a quiet, established community just west of Amherstview and 20 minutes to downtown Kingston.

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Property Summary

This detached home located at 298 Nicholson Point Road, Loyalist is currently for sale and has been available on SousaSells for 378 days. This property is listed at $699,900 with an estimated mortgage of $2,330* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 298 Nicholson Point Road, Loyalist is in the 64 - Lennox and Addington - South neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 9, 2025
Sold price information is available to members only
Listed Date7/3/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementCrawl Space
Lot Size73.16 × 205 Feet
CountyLennox & Addington
Annual Tax$5,524.65
Legal DescriptionPT LT 30 CON BROKEN FRONT ERNESTOWN PART 1 29R7741 LOYALIST TOWNSHIP

Parking & Garage

Parking Spaces8.0
Garage Spaces8
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Clear View, Cul de Sac/Dead End, Fenced Yard, School, Waterfront, Wooded/Treed

Interior Features

Primary Bedroom - Main Floor, Storage

Security Features

Community Features

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Location

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298 Nicholson Point Road, Loyalist, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 298 Nicholson Point Road, Loyalist, ON K0H 1G0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Loyalist.

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Interest Rate4.00%
Down Payment$209,970 (30.0%)
* Minimum Canadian down payment required for this price is $44,990.
Amortization Period30 Years
Estimated Monthly Payment$2,330Based on a loan of $489,930 over 30 years.
Purchase Price$699,900
Loan Amount$489,930
Provincial Land Transfer Tax:$10,473
Total Estimated Closing Taxes:$10,473

About Purchasing a Home in Loyalist, ON

For a property listed at $699,900 in Loyalist, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in Loyalist (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 64 - Lennox and Addington - South, Loyalist.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$771,318

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.