463 Mud Lake Road, Loyalist, ON

$574,900
MLS#:X12909348
3 beds
2 baths
2000-2500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 64 - Lennox and Addington - South. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $574,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 150.95 x 360.7 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sauna, Storage Area Lockers
  • Efficient baseboard heating via electric

Description

Nestled on 1.25 acres of serene country living, this charming 3-bedroom home offers the perfect escape from the everyday hustle. With expansive lawns, trees, and peaceful surroundings, the setting feels like your own private retreat-yet it's conveniently located for easy commuting minutes from the city. Step through the spacious front entry and you'll immediately feel at home. The main floor flows beautifully with a warm living room featuring a cozy fireplace, an open family room with its own second fireplace, and a large country kitchen that's perfect for family meals and entertaining. Just off the kitchen sits a dedicated dining room, bathed in natural light and ready for holiday gatherings. The family friendly layout continues with a dedicated home office for productive work-from-home days, main-floor laundry, and a 1/2 bath for everyday convenience. Upstairs features large bedrooms, including a spacious primary with its own deck as well as a 4 piece bathroom. For true relaxation,step into your own sauna and melt away the stress of the day. Lastly, discover a fantastic bonus room over thegarage-ideal for a home gym, hobby space, or extra storage. This move-in-ready country gem combines classic charm with modern comfort. Whether you're looking for peaceful country living, room to garden, or space for thewhole family, this home checks every box. Don't miss your chance to call this slice of paradise home. For further piece of mind the updates are extensive including but not limited to propane fireplace 2015, spray foam insulation in crawl space 2020, water softener system 2022, sauna 2022, septic system (tank and tile bed) 2025, windows,eaves, soffits, deck, siding 2020, shingles 2016.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 14, 2026
Sold price information is available to members only
Listed Date3/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementCrawl Space
Lot Size150.95 × 360.7 Feet
CountyLennox & Addington
Annual Tax$4,110
Legal DescriptionPT LT 34 CON 4 ERNESTOWN PT 1 29R3634; LOYALIST

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Interior Features

Sauna, Storage Area Lockers

Security Features

Community Features

Location

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463 Mud Lake Road, Loyalist, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 463 Mud Lake Road, Loyalist, ON K0H 2H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Loyalist.

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Interest Rate5.25%
Down Payment$32,490 (5.7%)
* Minimum Canadian down payment required for this price is $32,490.
Amortization Period25 Years
Estimated Monthly Payment$3,232Based on a loan of $542,410 over 25 years.
Purchase Price$574,900
Loan Amount$542,410
Provincial Land Transfer Tax:$7,973
Total Estimated Closing Taxes:$7,973

About Purchasing a Home in Loyalist, ON

For a property listed at $574,900 in Loyalist, the legal minimum down payment is $32,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,973 for this transaction. As this listing is in Loyalist (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,973.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Loyalist.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$680,512

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.