86 Chesterfield Drive, Loyalist, ON

$459,900
MLS#:X13021052
3 beds
2 baths
700-1100 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 54 - Amherstview. Expertly crafted featuring premium aluminum siding and brick veneer construction, this residence presents an exceptional opportunity offered at $459,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 70 x 100 ft lot
  • Features a other basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Great value in this 2+1 bedroom bungalow bungalow with double detached garage. The property while needing help on the lower level has received attention to the upper level. New floors in the Primary bedroom. This room was 2 bedrooms converted to a large bedroom with His/ Her closets and patio doors to a large rear deck with metal gazebo. The kitchen was completely re-done approximately 5 years ago, offering updated cabinets with granite counters and new flooring. The lower level needs to be re-done, offers a woodstove, a third bedroom and a 3 piece bath. ALL OFFERS MUST INCLUDE SCHEDULE C THAT INCLUDES ESTATE "AS IS, WHERE IS"CLAUSE.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 22, 2026
Sold price information is available to members only
Listed Date4/20/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding, Brick Veneer
BasementOther
Lot Size70 × 100 Feet
CountyLennox & Addington
Annual Tax$4,048.94
Legal DescriptionLT 945 PL 843, S/T LA40386, LA40542; LOYALIST

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

Location

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86 Chesterfield Drive, Loyalist, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 86 Chesterfield Drive, Loyalist, ON K7N 1M2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Loyalist.

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Interest Rate5.25%
Down Payment$22,995 (5.0%)
* Minimum Canadian down payment required for this price is $22,995.
Amortization Period25 Years
Estimated Monthly Payment$2,604Based on a loan of $436,905 over 25 years.
Purchase Price$459,900
Loan Amount$436,905
Provincial Land Transfer Tax:$5,673
Total Estimated Closing Taxes:$5,673

About Purchasing a Home in Loyalist, ON

For a property listed at $459,900 in Loyalist, the legal minimum down payment is $22,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,673 for this transaction. As this listing is in Loyalist (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,673.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Loyalist.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$683,582

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.