106 JOSEPH Street, Lucan Biddulph, ON

$789,900
MLS#:X9036634
4 beds
3 baths
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on October 22, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Lucan. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $789,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Premium 50 x 126.02 ft lot size
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to Stunning 106 Joseph Street in Lucans most sought-after neighborhood. This home is in immaculate condition, and it is move-in ready. Walking into the home you will find yourself in a welcoming Two storey foyer that leads to an open concept main floor with plenty of windows to fill space with natural sunlight with oversized porch area onto the main floor, with a private office, open-concept kitchen with amble storage, dining and living room area with a corner pantry space. 20 foot vaulted ceilings, gas fireplace and two-storey windows in the living room will take your breath away. The grand staircase to second floor with oversized landing area of the second floor and balcony overlooking the main level, consists of three well-sized bedrooms, Master bedroom with tray ceilings, Juliet Ensuite bathroom and walk-in closet, another full bathroom and second floor laundry room make this floor perfect. The finished basement has a Bedroom, oversized recreation room.

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Property Summary

This detached home located at 106 JOSEPH Street, Lucan Biddulph is currently for sale and has been available on SousaSells for 735 days. This property is listed at $789,900 with an estimated mortgage of $2,629* per month. It has 4 beds, 3 bathrooms, and is unknown square feet. 106 JOSEPH Street, Lucan Biddulph is in the Lucan neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 22, 2024
Sold price information is available to members only
Listed Date7/12/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick Front, Vinyl Siding
BasementFinished
Lot Size50 × 126.02 Feet
CountyMiddlesex
Annual Tax$4,480
Legal DescriptionPLAN 33M614 LOT 38

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Other

Security Features

Community Features

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Location

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106 JOSEPH Street, Lucan Biddulph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 106 JOSEPH Street, Lucan Biddulph, ON N0M 2J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Lucan Biddulph.

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Interest Rate4.00%
Down Payment$236,970 (30.0%)
* Minimum Canadian down payment required for this price is $53,990.
Amortization Period30 Years
Estimated Monthly Payment$2,629Based on a loan of $552,930 over 30 years.
Purchase Price$789,900
Loan Amount$552,930
Provincial Land Transfer Tax:$12,273
Total Estimated Closing Taxes:$12,273

About Purchasing a Home in Lucan Biddulph, ON

For a property listed at $789,900 in Lucan Biddulph, the legal minimum down payment is $53,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,273 for this transaction. As this listing is in Lucan Biddulph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,273.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lucan, Lucan Biddulph.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$701,794

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.