191 Spencer Avenue, Lucan Biddulph, ON

$899,900
MLS#:X12212630
4 beds
4 baths
2500-3000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Lucan. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 48.3 x 105.24 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Storage, ERV/HRV
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully custom designed 3+2 bedroom, 3.5 bathroom home located in the charming town of Lucan on a landscaped corner lot with mature trees and incredible curb appeal. Inside, the bright and open main floor features a stunning white kitchen with quartz countertops, a walk-in pantry, and a oversized 10-foot island overlooking the great room. Floor-to-ceiling windows and a gas fireplace add warmth and grandeur, with a striking two-storey ceiling bringing in even more natural light. Off the dinette, step onto a covered back deck, perfect for enjoying the outdoors in comfort. Conveniently located off the garage is a functional mudroom with main floor laundry and a powder room. The main floor also includes a sun-filled office or den with wraparound windows ideal for working from home. Upstairs, the spacious primary retreat features an elegant tray ceiling, a luxury ensuite with double sinks, a soaker tub, oversized shower, and private water closet. An oversized walk-in closet elevates the space with custom built ins. Two additional specious bedrooms and a full bathroom complete the second floor. The finished lower level offers excellent additional living space, including a rec-room, full bath, a guest bedroom, and a home gym ( or additional 5th bedroom).This thoughtfully custom designed home combines luxury, comfort, and practicality in one of the area's most desirable settings. Located in a thriving, family-friendly community, surrounded by parks and recreational amenities, this move-in-ready home checks all the boxes-- you wont find anything else like this, truly must-see!

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Property Summary

This detached home located at 191 Spencer Avenue, Lucan Biddulph is currently for sale and has been available on SousaSells for 398 days. This property is listed at $899,900 with an estimated mortgage of $2,995* per month. It has 4 beds, 4 bathrooms, and is 2500-3000 square feet. 191 Spencer Avenue, Lucan Biddulph is in the Lucan neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 7, 2025
Sold price information is available to members only
Listed Date6/11/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFinished
Lot Size48.3 × 105.24 Feet
CountyMiddlesex
Annual Tax$4,952
Legal DescriptionPART OF LOT 7, NPLR BIDDULPH DESIGNATED AS PARTS 2, 3 & 4, 33R-20001; S/T AN EASEMENT OVER PART 3, 33R-20001, AS IN ER864760; TOWNSHIP OF LUCAN BIDDULPH

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Storage, ERV/HRV

Security Features

Community Features

Location

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191 Spencer Avenue, Lucan Biddulph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 191 Spencer Avenue, Lucan Biddulph, ON N0M 2J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Lucan Biddulph.

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Interest Rate4.00%
Down Payment$269,970 (30.0%)
* Minimum Canadian down payment required for this price is $64,990.
Amortization Period30 Years
Estimated Monthly Payment$2,995Based on a loan of $629,930 over 30 years.
Purchase Price$899,900
Loan Amount$629,930
Provincial Land Transfer Tax:$14,473
Total Estimated Closing Taxes:$14,473

About Purchasing a Home in Lucan Biddulph, ON

For a property listed at $899,900 in Lucan Biddulph, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Lucan Biddulph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lucan, Lucan Biddulph.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$701,801

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.