Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Lucan. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $639,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Completely rebuilt only a few years ago, this impressive home on Water Street in Lucan blends the character of a century home with the comfort and efficiency of modern construction. Extensive updates include electrical, plumbing, HVAC, insulation, structural reinforcement, and quality finishes throughout, making this home truly move-in ready. Centrally located, you're just a short walk to downtown, the Lucan Community Memorial Centre, schools, parks, grocery stores, and restaurants. The main floor features an open-concept kitchen, dining, and living area with butcher block countertops, abundant cabinetry, and a large pantry. Two bedrooms, a renovated 3-piece bathroom, and main-floor laundry offer added convenience. Upstairs you'll find three additional bedrooms and an updated 4-piece bathroom. Character and craftsmanship shine through with coffered wainscoting, tray ceilings, shiplap accents, and the restored original oversized pocket door from the 1880s. Outside, enjoy a fully fenced backyard with a covered deck and two storage sheds, including one that is insulated with hydro and heat, perfect for a workshop or hobby space. A rare opportunity to own a beautifully restored home offering modern updates, historic charm, and a flexible layout in the heart of Lucan. Click on the virtual tour link, view the floor plans, photos and YouTube link and then call your REALTOR to schedule your private viewing of this great property!
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Park, School
Water Heater Owned, Upgraded Insulation
Carbon Monoxide Detectors, Smoke Detector
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 195 Water Street, Lucan Biddulph, ON N0M 2J0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Lucan Biddulph.
About Purchasing a Home in Lucan Biddulph, ON
For a property listed at $639,900 in Lucan Biddulph, the legal minimum down payment is $38,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,273 for this transaction. As this listing is in Lucan Biddulph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,273.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.