5928 St. James Drive, Lucan Biddulph, ON

$649,900
MLS#:X12370097
4 beds
2 baths
1500-2000 sqft
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit 4 detached located in the coveted neighborhood of Rural Lucan Biddulph. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 100 x 220 ft lot
  • Features a full, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump, Water Heater, Water Purifier
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

You have arrived at country convenience! Just two minutes north of Lucan and 20 from London, this four-level side split sits on a 1/2 acre property on a quiet cul-de-sac. It boasts a two-car garage with handy access from the basement, 4 bedrooms, 2 washrooms and many updates including roof and chimney tipped seven years ago, outside & garage door painted, plus some rooms were painted, luminant flooring was installed in the primary bedroom, and toilet upstairs in 2024. Upstairs bathroom had new tub surround, taps, facet, and shower replaced in 2025. North side windows replaced approximately seven years ago, privacy glass in downstairs bathroom. A/C & furnace installed in 2024. Water heater installed in 2017, reverse osmosis tap & water softener installed 2020 (currently all rented).Some mature trees. Beautiful area to enjoy gardening & leisure opportunities of choice.

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Property Summary

This detached home located at 5928 St. James Drive, Lucan Biddulph is currently for sale and has been available on SousaSells for 319 days. This property is listed at $649,900 with an estimated mortgage of $2,163* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 5928 St. James Drive, Lucan Biddulph is in the Rural Lucan Biddulph neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 21, 2025
Sold price information is available to members only
Listed Date8/29/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit 4
ConstructionBrick
BasementFull, Walk-Out
Lot Size100 × 220 Acres
CountyMiddlesex
Annual Tax$3,679.13
Legal DescriptionPT LT 2, NPLR, PT 2, MRD125 & PT 2, MRD179 ; BIDDULPH

Parking & Garage

Parking Spaces10.0
Garage Spaces8
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Clear View, Library, Rec./Commun.Centre

Interior Features

Sump Pump, Water Heater, Water Purifier, Water Softener

Security Features

Community Features

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Location

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5928 St. James Drive, Lucan Biddulph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 5928 St. James Drive, Lucan Biddulph, ON N0M 2J0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Lucan Biddulph.

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Interest Rate4.00%
Down Payment$194,970 (30.0%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period30 Years
Estimated Monthly Payment$2,163Based on a loan of $454,930 over 30 years.
Purchase Price$649,900
Loan Amount$454,930
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in Lucan Biddulph, ON

For a property listed at $649,900 in Lucan Biddulph, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in Lucan Biddulph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Lucan Biddulph, Lucan Biddulph.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,596,437

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.