117 Bay Street, Madawaska Valley, ON

$469,900
MLS#:X13094552
3 beds
3 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 570 - Madawaska Valley. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $469,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 81.14 x 101.42 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Storage, Water Heater Owned
  • equipped with wall unit(s) central cooling and highly efficient forced air heating via propane

Description

Location, location! Welcome to this immaculately maintained, full-brick home, perfectly positioned on a spacious, park-like corner lot surrounded by mature trees that provide exceptional privacy and natural beauty year-round. This charming property has the warm, inviting feel of an English country cottage, just a block from the shoreline of Kamaniskeg Lake and only a short walk to all amenities in the heart of town.This home has been extensively updated with over $65,000 in renovations, offering peace of mind and modern comfort throughout. Major upgrades include a brand-new propane furnace with all-new ductwork, and central air (2025), along with all-new windows throughout the home (2025). A new 200-amp electrical panel (2025), including updated plugs and stylish new light fixtures in the kitchen, dining, bedroom, and living areas.Comfort and character blend beautifully here with two new wood-burning appliances, including a WETT-certified woodstove in the basement and insert in the living room. The dining room features a striking Italian-style mantle with an electric fireplace. The main level also offers a renovated bathroom featuring a new vanity, toilet, lighting, faucets, and a hand-held shower complementing a classic clawfoot tub. Inside, you'll find soaring 9ft ceilings on the main floor that includes a spacious main-floor primary bedroom that adds convenience and flexibility. Fresh paint throughout (2025) gives the home a bright, airy, cottage-inspired feel. Upstairs, you'll find two generous bedrooms with the potential for a third. The lower-level bathroom has also been updated with a new vanity and faucet.The kitchen is both functional and stylish, featuring a modern black sink and faucet and a fresh cottage-style paint update (2026), making it a welcoming heart of the home.This is a rare opportunity to own a beautifully updated, character-filled home in a highly desirable location-close to the lake, walking distance to town, and surrounded by nature.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 23, 2026
Sold price information is available to members only
Listed Date5/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementFull, Partially Finished
Lot Size81.14 × 101.42 Feet
CountyRenfrew
Annual Tax$1,974.66
Legal DescriptionPT LT 181 RANGE B SOUTH SHERWOOD PT 2, 49R3266 TOWNSHIP OF MADAWASKA VALLEY

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingWall Unit(s)

Features

Property Features

Interior Features

Primary Bedroom - Main Floor, Storage, Water Heater Owned, Propane Tank

Security Features

Community Features

Location

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117 Bay Street, Madawaska Valley, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 117 Bay Street, Madawaska Valley, ON K0J 1B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Madawaska Valley.

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Interest Rate5.25%
Down Payment$23,495 (5.0%)
* Minimum Canadian down payment required for this price is $23,495.
Amortization Period25 Years
Estimated Monthly Payment$2,660Based on a loan of $446,405 over 25 years.
Purchase Price$469,900
Loan Amount$446,405
Provincial Land Transfer Tax:$5,873
Total Estimated Closing Taxes:$5,873

About Purchasing a Home in Madawaska Valley, ON

For a property listed at $469,900 in Madawaska Valley, the legal minimum down payment is $23,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,873 for this transaction. As this listing is in Madawaska Valley (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,873.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Madawaska Valley.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$506,283

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.