109 Forsyth Street, Marmora and Lake, ON

$449,000
MLS#:X12918030
4 beds
2 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Marmora Ward. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $449,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 99 x 166.65 ft lot
  • Features a apartment basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Accessory Apartment, Carpet Free, In-Law Suite
  • Efficient forced air heating via gas

Description

Newly Renovated 1.5 Storey Detached Home. New Roof (2024) With An Attached 1 Bdrm, With Kitchen And Added Finished Basement. A Large Size Porch To Host, Or Enjoy Family Time. Property Sits On A Little Over 1/4 Of An Acre, With A Creek At The End Of The Property Line In The Rear Of The Property; Which Merges With Crow Lake, Nestled In The Heart Of Marmora And Lake. Walking Distance To Highway 7, Child Care Center, Beach, And Downtown Marmora. Excellent Tenant Lives In 1 Bdrm Which Has A Separate Entrance.Tenant Pays $1330.00 A Month. Tenant is Open to Signing A New Lease or Vacating The Property. Newly Renovated Garage With Entertainment Room Above For Various Uses.Great For A Growing Family Or Potential Investment.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date3/24/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementApartment
Lot Size99 × 166.65 Feet
CountyHastings
Annual Tax$918
Legal DescriptionPT LT 26 W/S FORSYTH ST, 25 W/S FORSYTH ST PL 150

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Fenced Yard

Interior Features

Accessory Apartment, Carpet Free, In-Law Suite, Water Purifier

Security Features

Community Features

Location

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109 Forsyth Street, Marmora and Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 109 Forsyth Street, Marmora and Lake, ON K0K 2M0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Marmora and Lake.

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Interest Rate5.25%
Down Payment$22,450 (5.0%)
* Minimum Canadian down payment required for this price is $22,450.
Amortization Period25 Years
Estimated Monthly Payment$2,542Based on a loan of $426,550 over 25 years.
Purchase Price$449,000
Loan Amount$426,550
Provincial Land Transfer Tax:$5,455
Total Estimated Closing Taxes:$5,455

About Purchasing a Home in Marmora and Lake, ON

For a property listed at $449,000 in Marmora and Lake, the legal minimum down payment is $22,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,455 for this transaction. As this listing is in Marmora and Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Marmora Ward, Marmora and Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$514,087

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.