12 William Street, Marmora and Lake, ON

$199,900
MLS#:X13161354
1 beds
1 baths
< 700 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Marmora Ward. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $199,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 40 x 66 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Heater Owned, Carpet Free
  • Efficient baseboard heating via electric

Description

Affordable Main Floor Living in the Heart of Marmora and Lake! Welcome to 12 William Street - a charming bungalow offering comfortable, low-maintenance living in a convenient in-town location! Perfect for house flippers, first-time buyers, downsizers, retirees, or anyone looking for a manageable home with plenty of natural light. This cute-as-a button home features easy main floor living, and loads of windows that fill the space with warmth and sunshine throughout the day. Its smaller footprint makes upkeep simple and stress-free while still offering all the essentials for comfortable living.Step outside and enjoy your own private yard - a wonderful space to relax, garden, entertain, or simply enjoy peaceful outdoor living. The property also includes a garden shed for additional storage of tools and seasonal items.Located just steps to the boat launch, parks, riverfront, and all town amenities, you'll love the lifestyle this location offers. Affordable opportunities like this don't come around often in beautiful Marmora and Lake - don't miss your chance to make 12 William Street your own!

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Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date5/22/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementCrawl Space
Lot Size40 × 66 Feet
CountyHastings
Annual Tax$1,140
Legal DescriptionPT LT 13 E/S HAYS ST PL 70 AS IN QR640089; MARMORA & LAKE; COUNTY OF HASTINGS

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Place Of Worship, School Bus Route

Interior Features

Water Heater Owned, Carpet Free

Security Features

Community Features

Location

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12 William Street, Marmora and Lake, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 12 William Street, Marmora and Lake, ON K0K 2M0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Marmora and Lake.

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Interest Rate5.25%
Down Payment$9,995 (5.0%)
* Minimum Canadian down payment required for this price is $9,995.
Amortization Period25 Years
Estimated Monthly Payment$1,132Based on a loan of $189,905 over 25 years.
Purchase Price$199,900
Loan Amount$189,905
Provincial Land Transfer Tax:$1,724
Total Estimated Closing Taxes:$1,724

About Purchasing a Home in Marmora and Lake, ON

For a property listed at $199,900 in Marmora and Lake, the legal minimum down payment is $9,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $1,724 for this transaction. As this listing is in Marmora and Lake (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $1,724.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Marmora Ward, Marmora and Lake.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$514,087

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.