225 Charlotte Street, Merrickville-Wolford, ON

$399,900
MLS#:X12515034
4 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of 804 - Merrickville. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 33 x 120 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 225 Charlotte St. This bright and inviting 3+1 bedroom, 2-bath, two-storey semi-detached home, ideally located in the picturesque village of Merrickville. Perfect for first-time home buyers or investors, this freshly painted home offers comfortable living in a sought-after community known for its small-town charm and beauty.The main floor features luxury vinyl, and a functional layout with a cozy living room, spacious dining area, and a well-appointed kitchen, ideal for everyday living and entertaining. Step through the dining area to your large, fully fenced private backyard, complete with a large covered deck and no rear neighbours perfect for relaxing or hosting friends and family. Upstairs, you'll find three comfortable bedrooms and a freshly updated full bath. The partially finished basement adds even more value, offering a fourth bedroom, a 2-piece bath, and a convenient office nook-great for guests, teens, or working from home. Located within walking distance to schools, the Rideau River, shops, restaurants, and all of Merrickville's historic amenities, this home blends comfort, convenience, and character. Don't miss your opportunity to make this charming property your next home or investment in one of Eastern Ontario's most desirable villages! 24 hr irrevocable on all offers as per form 244. Hydro $246/M (equal billing), gas $75/M, water/sewer $232/every 2 months

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Property Summary

This detached home located at 225 Charlotte Street, Merrickville-Wolford is currently for sale and has been available on SousaSells for 250 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 225 Charlotte Street, Merrickville-Wolford is in the 804 - Merrickville neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 2, 2025
Sold price information is available to members only
Listed Date11/5/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementPartially Finished
Lot Size33 × 120 Feet
CountyLeeds and Grenville
Annual Tax$3,033
Legal DescriptionPT LT 4 BLK 75 PL 6 MERRICKVILLE PT 1 15R9306; MERRICKVILLE-WOLFORD

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard

Interior Features

Water Heater Owned

Security Features

Community Features

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Location

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225 Charlotte Street, Merrickville-Wolford, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 225 Charlotte Street, Merrickville-Wolford, ON K0G 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Merrickville-Wolford.

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Interest Rate4.00%
Down Payment$119,970 (30.0%)
* Minimum Canadian down payment required for this price is $19,995.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,930 over 30 years.
Purchase Price$399,900
Loan Amount$279,930
Provincial Land Transfer Tax:$4,474
Total Estimated Closing Taxes:$4,474

About Purchasing a Home in Merrickville-Wolford, ON

For a property listed at $399,900 in Merrickville-Wolford, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in Merrickville-Wolford (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Merrickville-Wolford.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$608,844

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.