12 Charles Street, Middlesex Centre, ON

$744,000
MLS#:X14098140
3 beds
3 baths
2000-2500 sqft
5.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 3 Bath Home at 12 Charles Street Middlesex Centre ON listed at $744,000 (MLS# X14098140) - Main View
Open House
For Sale
Added:Oct 20, 2026(today)
Updated:Oct 20, 2026(today)
Last Checked:8 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Poplar Hill. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $744,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 88 x 165 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.5 garage spaces (5.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Storage, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 12 Charles Street, Poplar Hill! An exceptional opportunity to enjoy small-community living on a beautifully landscaped 0.33-acre lot in this highly sought-after location. Offering the perfect blend of space, comfort and convenience, this charming two-storey home (2369 sq. ft. finished area and 9' ceilings on main floor) features fresh paint and new flooring throughout in 2026, creating a fresh, modern aesthetic.The spacious main floor offers an inviting layout with separate living and family rooms, plus a dedicated dining room, providing plenty of space for everyday living and entertaining. The updated kitchen features quartz countertops and two pantries, offering both style and practical storage. A convenient 3-piece bathroom on the main floor adds flexibility for those considering downsizing or the convenience of main-floor living. Upstairs, you'll find three generously sized bedrooms and the added convenience of second-floor laundry. Outdoor enjoyment comes naturally with a lovely deck featuring an electric awning, attractive landscaping and plenty of room to relax or entertain. The attached 1.5 bay garage, built in 2015, features an additional rear garage door providing convenient access to the backyard. A concrete driveway offers parking for multiple vehicles. Additional features include a kitchen remodel in 2016, roof replacement,, vinyl windows, furnace and central air conditioning installed in 2011, rough-in for central vacuum, and ample storage. The property is serviced by a private well with UV water treatment and a septic system. The water softener is owned. Enjoy the appeal of a family-oriented community close to everyday amenities, the Coldstream Conservation Area and the desirable Valleyview Public School attendance area. High Speed Internet. Whether you're looking for room for your growing family or the flexibility to simplify your lifestyle, this property offers a wonderful opportunity to make yourself at home in Poplar Hill!

Upcoming Open Houses

1 Scheduled
Saturday, October 24, 20262:00 PM - 4:00 PMPublic
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Property Summary

This detached home located at 12 Charles Street, Middlesex Centre is currently for sale and has been available for 0 days. This property is listed at $744,000 with an estimated mortgage of $2,477* per month. It has 3 beds, 3 bathrooms, and is 2000-2500 square feet. 12 Charles Street, Middlesex Centre is in the Poplar Hill neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Poplar Hill, Middlesex Centre.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •2000-2500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Middlesex Centre.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$744,000
AddedOct 20, 2026 (today)
UpdatedOct 20, 2026 (today)
Last Checked8 minutes ago
Transaction TypeFor Sale
List Office NameCENTURY 21 FIRST CANADIAN CORP

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementPartially Finished
Lot Size88 × 165 Feet
CountyMiddlesex
Annual Tax$3,997
Rental ItemsHot Water Heater
Legal DescriptionPT LT 5, CON 8 , AS IN 949922 ; MIDDLESEX CENTRE TWP/LOBO TWP

Parking & Garage

Parking Total5.0
Parking Space4
Garage Parking1.5
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Park
  • Place Of Worship
  • School
  • Wooded/Treed

Interior Features

  • Auto Garage Door Remote
  • Storage
  • Water Softener
  • Workbench

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Middlesex Centre Home Buyer Advisory & Market HubActive MLS® Listing in Middlesex Centre, Ontario

Looking to Buy a Home in Middlesex Centre?

If you are looking for a house in Middlesex Centre or researching Middlesex Centre real estate for sale, this 3-bedroom detached at 12 Charles Street, Middlesex Centre, ON offers an exceptional opportunity to buy a home in Middlesex Centre, Ontario. Whether you are a first-time Middlesex Centre home buyer or comparing active Middlesex Centre MLS® homes for sale, working with a dedicated Middlesex Centre buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Middlesex Centre Homes for Sale & MLS® Listings

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Dedicated Middlesex Centre Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Middlesex Centre realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Middlesex Centre Buyer Budget & Costs

Estimated mortgage: $2,477*/month*. Estimated Ontario Land Transfer Tax: $11,355. First-time Middlesex Centre home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Middlesex Centre

Frequently Asked Questions about 12 Charles Street, Middlesex Centre, ON

Q.What is the asking price for 12 Charles Street, Middlesex Centre, ON ?

The current listing price for 12 Charles Street, Middlesex Centre, ON in Poplar Hill, Middlesex Centre is $744,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 2000-2500 sqft.

Q.What property type and architectural style is 12 Charles Street, Middlesex Centre, ON ?

12 Charles Street, Middlesex Centre, ON is a Detached (2-Storey) featuring a Partially Finished basement.

Q.What key property features does 12 Charles Street, Middlesex Centre, ON offer?

Key property features include: Park, Place Of Worship, School, Wooded/Treed.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Storage, Water Softener, Workbench.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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12 Charles Street, Middlesex Centre, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Poplar Hill, Middlesex Centre

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 12 Charles Street, Middlesex Centre, ON N0M 2A0

Estimated Sales Range
$707,000 - $729,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Middlesex Centre.

Configure Loan Settings

Interest Rate4.00%
Down Payment$223,200 (30.0%)
* Minimum Canadian down payment required for this price is $49,400.
Amortization Period30 Years
Estimated Monthly Payment$2,477Based on a loan of $520,800 over 30 years.
Purchase Price$744,000
Loan Amount$520,800
Provincial Land Transfer Tax:$11,355
Total Estimated Closing Taxes:$11,355

About Purchasing a Home in Middlesex Centre, ON

For a property listed at $744,000 in Middlesex Centre, the legal minimum down payment is $49,400 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,355 for this transaction. As this listing is in Middlesex Centre (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,355.

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Poplar Hill, Middlesex Centre Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Poplar Hill, Middlesex Centre.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$399,900

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Poplar Hill, Middlesex Centre

Elementary Schools

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Secondary Schools

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Poplar Hill, Middlesex Centre Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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