295 Queen Street, Midland, ON

$699,900
MLS#:S13157692
3 beds
2 baths
1500-2000 sqft
7.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Midland. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 60.35 x 175 ft lot
  • Features a development potential, walk-up, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Beautiful, designer inspired, fully renovated home in desirable neighbourhood. Stunning curb appeal. Amazing oversized lot with a view of Georgian Bay. Living room/dining room is a bright, open concept area with a gorgeous fireplace. Kitchen has custom made open upper shelving, gas stove, quartz countertops and a peninsula island with breakfast nook seating, perfect for entertaining. On the upper level the oversized primary bedroom suite features it's own living room area, a 3 piece ensuite and walk-in closet. Experience upscale hotel living in your own home. Bonus room, also on the upper level, has windows all the way around and a sliding glass door to a wonderful balcony perfect for coffee in the morning, overlooking the huge, beautiful backyard. Expansion of 2nd floor and all renovations done in the past 5 years. All windows replaced (2022/23). Roof shingles new (2023). Central Air new (2022). Hot water heater is owned (replaced 2020). Development potential in basement level as it has its own separate entrance. Property has RS2 zoning which allows for 2nd unit. Also features shared and secured laundry room with under floor heating. Great for added income and/or multi-family residence (buyer to do due diligence).Visit this unique, striking home to see all of the wonderful attention to detail, lovely little alcoves, built-in shelving and storage nooks. This home, located in a Georgian Bay community on Midland Bay, can make you feel like you are on cottage vacation full time. Experience all the amazing four season attractions right here in Midland. Famous for its Butter Tart Festival, fabulous restaurants, it's own micro brewery, waterfront patio dining, boat lunch and dinner tours, marinas, MCC Gallery of Indigenous Art and great local shopping including Operation Grow a vertical greens farm. Winter activities include great snowmobiling and close to ski hills and the Vetta Nordic Spa. So much to see and do all year round. LA is related to the Seller.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional Escape
Listed Date5/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding, Brick
BasementDevelopment Potential, Walk-Up, Separate Entrance
Lot Size60.35 × 175 Feet
CountySimcoe
Annual Tax$3,844
Legal DescriptionLt 4 E/S Queen St Pl 169A Midland; Midland

Parking & Garage

Parking Spaces7.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Campground, Marina, Lake/Pond, Golf, Fenced Yard

Interior Features

Auto Garage Door Remote, Carpet Free, In-Law Capability, Water Heater Owned, Water Softener

Security Features

Community Features

Location

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295 Queen Street, Midland, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 295 Queen Street, Midland, ON L4R 3H5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Midland.

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Interest Rate5.25%
Down Payment$44,990 (6.4%)
* Minimum Canadian down payment required for this price is $44,990.
Amortization Period25 Years
Estimated Monthly Payment$3,903Based on a loan of $654,910 over 25 years.
Purchase Price$699,900
Loan Amount$654,910
Provincial Land Transfer Tax:$10,473
Total Estimated Closing Taxes:$10,473

About Purchasing a Home in Midland, ON

For a property listed at $699,900 in Midland, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in Midland (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.

Nearby Listings

Distance:

No current listings found in Midland.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Midland, Midland.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$687,521

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Huron Park
Public425 Robert Street, Midland, Ontario, L4R 2M2
6.0
Sacred Heart
Public241 Elizabeth Street, Midland, Ontario, L4R 1Y5
2.6
Mundy's Bay
Public340 Sixth Street, Midland, Ontario, L4R 3Y4
4.4
Bayview
Public845 Ottawa Street, Midland, Ontario, L4R 1C9
5.8
Monsignor Castex
Public120 Penetanguishene Road, Midland, Ontario, L4R 4Z6
5.8

Secondary Schools

St. Theresa’s
Catholic347 Galloway Boulevard, Midland, Ontario, L4R 5B2
5.2
Georgian Bay District
Public865 Hugel Avenue, Midland, Ontario, L4R 1X8
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.