413 Irwin Street, Midland, ON

$545,000
MLS#:S13646252
3 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Midland. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $545,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 34.44 x 100.77 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Sump Pump, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 413 Irwin Street, Midland-a versatile 3-bedroom, 2-bathroom home offering in-law potential, a fully fenced backyard, and an unbeatable location close to schools, shopping, and Georgian Bay amenities. The main level features 2 bedrooms and 1 full bathroom, along with a bright, functional layout that's ideal for families, first-time home buyers, or downsizers. The finished lower level includes a third bedroom with a convenient semi-ensuite, creating excellent space for extended family, guests, a teenager's retreat, or a future in-law suite. Other features include: sump pump w/battery backup, furnace replaced in 2021 and HWT in 2019. Step outside to enjoy the private, fully fenced backyard, perfect for kids, pets, gardening, or summer entertaining. While the home is linked to the neighbouring property through the foundation, it offers the appearance and feel of a fully detached home. Located in a sought-after Midland neighbourhood, you'll appreciate being within walking distance of both public and Catholic elementary schools and just minutes from downtown Midland, the Midland Public Library, Little Lake Park, Georgian Bay marinas, waterfront trails, restaurants, shopping, healthcare, and everyday amenities. Whether you're searching for a family home in Midland, or a property with multi-generational living potential, 413 Irwin Street delivers outstanding value, flexibility, and location.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 413 Irwin Street, Midland is currently for sale and has been available on SousaSells for 3 days. This property is listed at $545,000 with an estimated mortgage of $1,814* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 413 Irwin Street, Midland is in the Midland neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Midland, Midland.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Midland.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFull, Finished
Lot Size34.44 × 100.77 Feet
CountySimcoe
Annual Tax$3,451.53
Legal DescriptionLT 27 PL 51M644, S/T RIGHT AS IN SC168659; MIDLAND

Parking & Garage

Parking Total2.0
Parking Space1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Arts Centre
  • Fenced Yard
  • Library
  • Marina
  • Park
  • School

Interior Features

  • Primary Bedroom - Main Floor
  • Sump Pump
  • Water Heater Owned
  • In-Law Capability
  • Auto Garage Door Remote

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Frequently Asked Questions about 413 Irwin Street, Midland, ON

Q.What is the asking price for 413 Irwin Street, Midland, ON ?

The current listing price for 413 Irwin Street, Midland, ON in Midland, Midland is $545,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 413 Irwin Street, Midland, ON ?

413 Irwin Street, Midland, ON is a Detached (Bungalow) featuring a Full, Finished basement.

Q.What key property features does 413 Irwin Street, Midland, ON offer?

Key property features include: Arts Centre, Fenced Yard, Library, Marina, Park, School.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Sump Pump, Water Heater Owned, In-Law Capability, Auto Garage Door Remote.

Q.What security features are installed at 413 Irwin Street, Midland, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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413 Irwin Street, Midland, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 413 Irwin Street, Midland, ON L4R 2V6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Midland.

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Interest Rate4.00%
Down Payment$163,500 (30.0%)
* Minimum Canadian down payment required for this price is $29,500.
Amortization Period30 Years
Estimated Monthly Payment$1,814Based on a loan of $381,500 over 30 years.
Purchase Price$545,000
Loan Amount$381,500
Provincial Land Transfer Tax:$7,375
Total Estimated Closing Taxes:$7,375

About Purchasing a Home in Midland, ON

For a property listed at $545,000 in Midland, the legal minimum down payment is $29,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,375 for this transaction. As this listing is in Midland (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,375.

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Midland, Midland Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Midland, Midland.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$686,490

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Midland, Midland

Elementary Schools

Mundy's Bay
Public340 Sixth Street, Midland, Ontario, L4R 3Y4
4.4
Huron Park
Public425 Robert Street, Midland, Ontario, L4R 2M2
6.0
Sacred Heart
Public241 Elizabeth Street, Midland, Ontario, L4R 1Y5
2.6
Bayview
Public845 Ottawa Street, Midland, Ontario, L4R 1C9
5.8
Monsignor Castex
Public120 Penetanguishene Road, Midland, Ontario, L4R 4Z6
5.8

Secondary Schools

St. Theresa’s
Catholic347 Galloway Boulevard, Midland, Ontario, L4R 5B2
5.2
Georgian Bay District
Public865 Hugel Avenue, Midland, Ontario, L4R 1X8
5.3

Midland, Midland Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.