431 Mundys Bay Road, Midland, ON

$1,678,500
MLS#:S12981114
3 beds
3 baths
1500-2000 sqft
18.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Midland. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $1,678,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 50.68 x 390 ft lot
  • Features a finished, finished with walk-out, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 18.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Auto Garage Door Remote, Central Vacuum, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Beautiful post and beam built home, boasting almost 3000 square feet of finished area, including the finished walk out lower level, located directly on the scenic shores of Georgian Bay! Home comes with a water lot, extending approximately 280 feet into the bay with a break wall and beautiful water front patio! Features include separate three car garage with openers, expansive views over Georgian Bay from most areas of the home and beautiful views from multiple seating areas. This post and beam home allows for reconfiguring of the existing floor plan, and adding additional bedrooms to suit larger families, the possibilities are endless. Upgrades include Glass railings on deck, Vermont Castings gas fireplace, Torly's Maple Flooring, Kinetico water system (approx 2021), furnace (2018), air exchanger and 200 AMP electrical service for all of your needs. South facing views of Midland Harbour! Timed so that you can get your family into your waterfront home to enjoy the cottage lifestyle in one Canada's premier outdoor playgrounds this summer! Don't delay!

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Property Summary

This detached home located at 431 Mundys Bay Road, Midland is currently for sale and has been available on SousaSells for 93 days. This property is listed at $1,678,500 with an estimated mortgage of $5,587* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 431 Mundys Bay Road, Midland is in the Midland neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusExpired
Listed Date4/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionWood
BasementFinished, Finished with Walk-Out, Separate Entrance
Lot Size50.68 × 390 Feet
CountySimcoe
Annual Tax$10,519
Legal DescriptionPT LT 75 PL 69 TAY; PT WATER LT IN FRONT OF LT 75 PL 69 TAY AS IN RO1385156; T/W RO1385156; MIDLAND

Parking & Garage

Parking Spaces18.0
Garage Spaces15
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Lake/Pond, Lake Access, Waterfront, Wooded/Treed

Interior Features

Auto Garage Door Remote, Central Vacuum, In-Law Capability, Primary Bedroom - Main Floor, Water Heater Owned

Security Features

Community Features

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Location

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431 Mundys Bay Road, Midland, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 431 Mundys Bay Road, Midland, ON L4R 5H1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Midland.

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Interest Rate4.00%
Down Payment$503,550 (30.0%)
* Minimum Canadian down payment required for this price is $335,700.
Amortization Period30 Years
Estimated Monthly Payment$5,587Based on a loan of $1,174,950 over 30 years.
Purchase Price$1,678,500
Loan Amount$1,174,950
Provincial Land Transfer Tax:$30,045
Total Estimated Closing Taxes:$30,045

About Purchasing a Home in Midland, ON

For a property listed at $1,678,500 in Midland, the legal minimum down payment is $335,700 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $30,045 for this transaction. As this listing is in Midland (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $30,045.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Midland, Midland.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$662,521

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Huron Park
Public425 Robert Street, Midland, Ontario, L4R 2M2
6.0
Mundy's Bay
Public340 Sixth Street, Midland, Ontario, L4R 3Y4
4.4
Sacred Heart
Public241 Elizabeth Street, Midland, Ontario, L4R 1Y5
2.6
Bayview
Public845 Ottawa Street, Midland, Ontario, L4R 1C9
5.8
Monsignor Castex
Public120 Penetanguishene Road, Midland, Ontario, L4R 4Z6
5.8

Secondary Schools

Georgian Bay District
Public865 Hugel Avenue, Midland, Ontario, L4R 1X8
5.3
St. Theresa’s
Catholic347 Galloway Boulevard, Midland, Ontario, L4R 5B2
5.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.