435 Mundys Bay Road, Midland, ON

$1,545,000
MLS#:S12896736
5 beds
3 baths
1500-2000 sqft
17.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of Midland. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,545,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 48.02 x 694.03 ft lot
  • Features a finished, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 17.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This beautifully maintained waterfront home showcases true pride of ownership. Originally redeveloped, expanded, and customized in 2004, it was thoughtfully designed with large families and entertaining in mind. Spanning three spacious levels - approx 3400 sqft, the home offers 4 bedrooms, 3 bathrooms, 2 full kitchens, 1 Dining Room, 2 family rooms, wine cellar and multiple entrances, along with a versatile office/guest space with a day bed ideal for hosting extended family or visitors. Enjoy panoramic big-water views from several outdoor living areas, including a rooftop sitting area above the large dry-dock boathouse. The waterfront features 48 feet of south-facing shoreline with a renovated concrete pier, a newer 50-foot post dock system, and generous seating zones some shaded with retractable awnings for effortless outdoor entertaining. Set on a deep 48' x 694' lot, this property also includes a serviced back lot with hydro and water perfect for parking an RV or trailer. Accessibility is a priority with wide hallways, handicap-friendly bathrooms and doors, and a high-capacity stair lift. The attached 1.5 garage plus carport, and garden shed offer ample storage and convenience. Modern utilities include natural gas, high-speed internet, a partial backup 20 KW generator. Situated on prestigious Midland Point Road, you're just 8 minutes from downtown Midland and close to shopping, dining, and local attractions.

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Key Features

Bedrooms
5
Bathrooms
3
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 18, 2026
Sold price information is available to members only
Listed Date3/18/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionBrick
BasementFinished, Partially Finished
Lot Size48.02 × 694.03 Feet
CountySimcoe
Annual Tax$10,913
Legal DescriptionPT LT 75 PL 69 TAY; PT WATER LT IN FRONT OF LT 75 PL 69 TAY PT 1, 51R21581; T/W RO1233192; MIDLAND

Parking & Garage

Parking Spaces17.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Marina, Park, Place Of Worship, Rec./Commun.Centre, Waterfront, Beach

Interior Features

Air Exchanger, Auto Garage Door Remote, Central Vacuum, Generator - Partial, Primary Bedroom - Main Floor, Sewage Pump, Storage, Sump Pump, Suspended Ceilings, Ventilation System, Water Heater Owned, Water Softener, Wheelchair Access, Workbench

Security Features

Monitored, Security System, Smoke Detector

Community Features

Location

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435 Mundys Bay Road, Midland, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 435 Mundys Bay Road, Midland, ON L4R 5H1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Midland.

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Interest Rate5.25%
Down Payment$309,000 (20.0%)
* Minimum Canadian down payment required for this price is $309,000.
Amortization Period25 Years
Estimated Monthly Payment$7,366Based on a loan of $1,236,000 over 25 years.
Purchase Price$1,545,000
Loan Amount$1,236,000
Provincial Land Transfer Tax:$27,375
Total Estimated Closing Taxes:$27,375

About Purchasing a Home in Midland, ON

For a property listed at $1,545,000 in Midland, the legal minimum down payment is $309,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $27,375 for this transaction. As this listing is in Midland (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $27,375.

Nearby Listings

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No current listings found in Midland.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Midland, Midland.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$691,519

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Huron Park
Public425 Robert Street, Midland, Ontario, L4R 2M2
6.0
Sacred Heart
Public241 Elizabeth Street, Midland, Ontario, L4R 1Y5
2.6
Mundy's Bay
Public340 Sixth Street, Midland, Ontario, L4R 3Y4
4.4
Bayview
Public845 Ottawa Street, Midland, Ontario, L4R 1C9
5.8
Monsignor Castex
Public120 Penetanguishene Road, Midland, Ontario, L4R 4Z6
5.8

Secondary Schools

St. Theresa’s
Catholic347 Galloway Boulevard, Midland, Ontario, L4R 5B2
5.2
Georgian Bay District
Public865 Hugel Avenue, Midland, Ontario, L4R 1X8
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.