646 Victoria Street, Midland, ON

$544,999
MLS#:S13863208
2 beds
1 baths
1100-1500 sqft
5.0 parking
Residential Freehold
Residential Freehold for sale - 2 Bed, 1 Bath Home at 646 Victoria Street Midland ON listed at $544,999 (MLS# S13863208) - Main View
For Sale
Added:Oct 5, 2026(today)
Updated:Oct 5, 2026(today)
Last Checked:22 minutes ago

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Midland. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $544,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 75 x 101 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (5.0 total parking spaces) with a convenient detached configuration
  • Notable attributes: Sump Pump
  • equipped with central air, window unit(s) central cooling and highly efficient forced air heating via electric

Description

A solid, turnkey detached home in central Midland that makes everyday living simple.Offering roughly 1,500 finished sq. ft. of functional space, the main level features a bright layout with an updated kitchen equipped with stainless steel appliances. Upstairs holds two comfortable bedrooms and a full bath, while the finished lower level is set up as a dedicated home theatre with projector and surround sound.The backyard is the real standout-fully fenced, private, and built for downtime, featuring a spacious back deck, covered hot tub, and stone fire pit. A detached garage with a wide access gate offers easy parking and practical storage for a boat, trailer, or weekend toys (driveway parks up to 4).Located on a quiet, low-traffic street just minutes from schools, parks, Georgian Bay, and downtown amenities. Move-in ready with zero guesswork. Boat can be sold with house (as is).

Schedule a Tour

No public open houses currently scheduled. Request a private in-person viewing or live video walkthrough at your convenience.

Private Viewings Available
Or choose date:
Free service • No obligation • Licensed REALTOR® accompaniment
Price Drop Alert

Waiting for a price change? Get an instant notification if the seller reduces the asking price.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 646 Victoria Street, Midland is currently for sale and has been available on SousaSells for 0 days. This property is listed at $544,999 with an estimated mortgage of $1,814* per month. It has 2 beds, 1 bathroom, and is 1100-1500 square feet. 646 Victoria Street, Midland is in the Midland neighborhood.

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Midland, Midland.

Great for Small Household / Couples
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •1 well-appointed bathroom
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$544,999
AddedOct 5, 2026 (today)
UpdatedOct 5, 2026 (today)
Last Checked22 minutes ago
Transaction TypeFor Sale
List Office NamePROPERTY.CA INC.

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionStone, Vinyl Siding
BasementFull, Partially Finished
Lot Size75 × 101 Feet
CountySimcoe
Annual Tax$3,451.23
Legal DescriptionPT LT 39 W/S FOURTH ST PL 357 MIDLAND PTS 1 AND 2

Parking & Garage

Parking Total5.0
Parking Space4
Garage Parking1.0
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air, Window Unit(s)

Features

Property Features

  • Fenced Yard
  • Arts Centre
  • Beach
  • Hospital
  • Library
  • Park

Interior Features

  • Sump Pump

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Midland Home Buyer Advisory & Market HubActive MLS® Listing in Midland, Ontario

Looking to Buy a Home in Midland?

If you are looking for a house in Midland or researching Midland real estate for sale, this 2-bedroom detached at 646 Victoria Street, Midland, ON offers an exceptional opportunity to buy a home in Midland, Ontario. Whether you are a first-time Midland home buyer or comparing active Midland MLS® homes for sale, working with a dedicated Midland buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Midland Homes for Sale & MLS® Listings

Browse all verified Midland real estate listings, compare active Midland houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Midland Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Midland realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Midland Buyer Budget & Costs

Estimated mortgage: $1,814*/month*. Estimated Ontario Land Transfer Tax: $7,375. First-time Midland home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Midland

Frequently Asked Questions about 646 Victoria Street, Midland, ON

Q.What is the asking price for 646 Victoria Street, Midland, ON ?

The current listing price for 646 Victoria Street, Midland, ON in Midland, Midland is $544,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 646 Victoria Street, Midland, ON ?

646 Victoria Street, Midland, ON is a Detached (1 1/2 Storey) featuring a Full, Partially Finished basement.

Q.What key property features does 646 Victoria Street, Midland, ON offer?

Key property features include: Fenced Yard, Arts Centre, Beach, Hospital, Library, Park.

Q.What interior features are included in this home?

Interior highlights include: Sump Pump.

Q.Is parking available at this property?

Yes, this property offers parking space for 5.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air, Window Unit(s).

Virtual Tour & 3D Walkthrough

Virtual 360° Walkthrough & Live Video Tour

Request a live agent video tour or get 3D virtual walkthrough access for 646 Victoria Street, Midland, ON .

Location

Initializing map...
646 Victoria Street, Midland, ON

Google Street View

Open in Google Maps
Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Midland, Midland

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Loading local market trends...

Pricing & Value Insights

Data-driven valuation for 646 Victoria Street, Midland, ON L4R 1A7

Estimated Sales Range
$518,000 - $534,000

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Midland.

Configure Loan Settings

Interest Rate4.00%
Down Payment$163,500 (30.0%)
* Minimum Canadian down payment required for this price is $29,500.
Amortization Period30 Years
Estimated Monthly Payment$1,814Based on a loan of $381,499 over 30 years.
Purchase Price$544,999
Loan Amount$381,499
Provincial Land Transfer Tax:$7,375
Total Estimated Closing Taxes:$7,375

About Purchasing a Home in Midland, ON

For a property listed at $544,999 in Midland, the legal minimum down payment is $29,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,375 for this transaction. As this listing is in Midland (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,375.

Similar Listings in Midland, Midland

Explore all Just Listed Homes in Midland →

Midland, Midland Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Midland, Midland.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$686,490

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Midland, Midland

Elementary Schools

Mundy's Bay
Public340 Sixth Street, Midland, Ontario, L4R 3Y4
4.4
Huron Park
Public425 Robert Street, Midland, Ontario, L4R 2M2
6.0
Sacred Heart
Public241 Elizabeth Street, Midland, Ontario, L4R 1Y5
2.6
Bayview
Public845 Ottawa Street, Midland, Ontario, L4R 1C9
5.8
Monsignor Castex
Public120 Penetanguishene Road, Midland, Ontario, L4R 4Z6
5.8

Secondary Schools

St. Theresa’s
Catholic347 Galloway Boulevard, Midland, Ontario, L4R 5B2
5.2
Georgian Bay District
Public865 Hugel Avenue, Midland, Ontario, L4R 1X8
5.3

Midland, Midland Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

Similar Active Listings in Midland

Compare prices, square footage, and school zones for similar Residential Freehold nearby

All Midland Homes
Residential Freehold for sale - 5 Bed, 2 Bath Home at 645 Bayview Drive Midland ON listed at $548,000 (MLS# S13858920)
Added 2 days ago
$548,000Est. $2,437/mo
5bd
2ba
Residential Freehold

645 Bayview Drive, Midland

Oct 3, 2026
DOM: 3

5 bed, 2 bath Detached for sale in Midland. View photos, price history, school ratings & sold comps.

MLS#: S13858920
For Sale
Residential Freehold for sale - 4 Bed, 2 Bath Home at 443 Elizabeth Street Midland ON listed at $649,900 (MLS# S13855798)
Added 3 days ago
$649,900Est. $2,890/mo
4bd
2ba
Residential Freehold

443 Elizabeth Street, Midland

Oct 2, 2026
DOM: 4

4 bed, 2 bath Detached for sale in Midland. View photos, price history, school ratings & sold comps.

MLS#: S13855798
For Sale
Residential Freehold for sale - 3 Bed, 3 Bath Home at 630 Bayport Boulevard Midland ON listed at $639,900 (MLS# S13855908)
Added 3 days ago
$639,900Est. $2,845/mo
3bd
3ba
Residential Freehold

630 Bayport Boulevard, Midland

Oct 2, 2026
DOM: 4

3 bed, 3 bath Att/Row/Townhouse for sale in Midland. View photos, price history, school ratings & sold comps.

MLS#: S13855908
For Sale
Residential Freehold for sale - 3 Bed, 3 Bath Home at 1018 Cook Drive Midland ON listed at $534,900 (MLS# S13838072)
Added 6 days ago
$534,900Est. $2,379/mo
3bd
3ba
Residential Freehold

1018 Cook Drive, Midland

Sep 29, 2026
DOM: 7

3 bed, 3 bath Att/Row/Townhouse for sale in Midland. View photos, price history, school ratings & sold comps.

MLS#: S13838072
For Sale