680 Ontario Street, Midland, ON

$474,900
MLS#:S13602160
3 beds
1 baths
1100-1500 sqft
3.0 parking
Residential Freehold
680 Ontario Street, Midland, ON L4R 1A4

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Midland. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $474,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 104 x 50 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: None
  • Efficient baseboard heating via electric

Description

Welcome to the heart of Midland! Situated on an impressive lot 104 ft x 50 ft (double lot frontage), this beautifully updated home offers exceptional value on a quiet street just a short walk to the waterfront, downtown shops, restaurants, parks, and local amenities. Extensively updated, this home features a newer roof, siding, gourmet kitchen with quartz countertops and large centre island, updated cabinetry, newer flooring, plumbing, eavestrough, soffit and fascia, furnace (2026), crawl space insulated (2026), Washing machine (2026). The bright, open-concept layout is perfect for everyday living and entertaining. 3 beds & 1 bath plus a main floor laundry room. Main floor living - this can be your forever home! Whether you're looking for a primary home, cottage getaway, or income-producing property, this one checks all the boxes. Don't miss this rare opportunity to own a fully updated home on a generous 100 ft lot in one of Midland's most desirable locations!

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 680 Ontario Street, Midland is currently for sale and has been available on SousaSells for 14 days. This property is listed at $474,900 with an estimated mortgage of $1,581* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 680 Ontario Street, Midland is in the Midland neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Midland, Midland.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Midland.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementCrawl Space
Lot Size104 × 50 Feet
CountySimcoe
Annual Tax$3,133
Legal DescriptionPT LT 47 W/S FIFTH ST PL 357 MIDLAND AS IN RO1450836; MIDLAND

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 680 Ontario Street, Midland, ON

Q.What is the asking price for 680 Ontario Street, Midland, ON ?

The current listing price for 680 Ontario Street, Midland, ON in Midland, Midland is $474,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 680 Ontario Street, Midland, ON ?

680 Ontario Street, Midland, ON is a Detached (1 1/2 Storey) featuring a Crawl Space basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

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Location

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680 Ontario Street, Midland, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 680 Ontario Street, Midland, ON L4R 1A4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Midland.

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Interest Rate4.00%
Down Payment$142,470 (30.0%)
* Minimum Canadian down payment required for this price is $23,745.
Amortization Period30 Years
Estimated Monthly Payment$1,581Based on a loan of $332,430 over 30 years.
Purchase Price$474,900
Loan Amount$332,430
Provincial Land Transfer Tax:$5,973
Total Estimated Closing Taxes:$5,973

About Purchasing a Home in Midland, ON

For a property listed at $474,900 in Midland, the legal minimum down payment is $23,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,973 for this transaction. As this listing is in Midland (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,973.

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Midland, Midland Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Midland, Midland.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$686,490

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Midland, Midland

Elementary Schools

Mundy's Bay
Public340 Sixth Street, Midland, Ontario, L4R 3Y4
4.4
Huron Park
Public425 Robert Street, Midland, Ontario, L4R 2M2
6.0
Sacred Heart
Public241 Elizabeth Street, Midland, Ontario, L4R 1Y5
2.6
Bayview
Public845 Ottawa Street, Midland, Ontario, L4R 1C9
5.8
Monsignor Castex
Public120 Penetanguishene Road, Midland, Ontario, L4R 4Z6
5.8

Secondary Schools

St. Theresa’s
Catholic347 Galloway Boulevard, Midland, Ontario, L4R 5B2
5.2
Georgian Bay District
Public865 Hugel Avenue, Midland, Ontario, L4R 1X8
5.3

Midland, Midland Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.