727 Victoria Street, Midland, ON

$480,000
MLS#:S12836432
3 beds
1 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Midland. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $480,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 62 x 100 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Sump Pump, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 727 Victoria Street, a charming 3-bedroom bungalow ideally located in one of Midland's desirable neighbourhoods with views of the water from the front yard. Centrally situated within walking distance to parks, playgrounds, the waterfront trail, beach, downtown amenities, and schools, this property offers convenience and lifestyle in equal measure. Recent upgrades provide comfort and peace of mind, including a new furnace and central air, hot water tank, garage door with remote, and a 200-amp electrical panel with inverter in the garage (2021). Additional improvements include garage ceiling insulation, utility sink in the basement, gas BBQ hookup, electrical service and floodlights in the shed (2021), exterior waterproofing of the some of foundation walls (2025/2026), and new basement flooring in part of the basement (2026). A solid, well-maintained home in a fantastic location, ready for you to move in and enjoy.

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Property Summary

This detached home located at 727 Victoria Street, Midland is currently for sale and has been available on SousaSells for 138 days. This property is listed at $480,000 with an estimated mortgage of $1,598* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 727 Victoria Street, Midland is in the Midland neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date3/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStucco (Plaster)
BasementPartially Finished
Lot Size62 × 100 Feet
CountySimcoe
Annual Tax$2,557
Legal DescriptionPT LT 38 W/S SIXTH ST, 37 E/S SEVENTH ST, 38 E/S SEVENTH ST PL 357 MIDLAND AS IN RO1150567; MIDLAND

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Marina, Park, Rec./Commun.Centre, Public Transit, Lake Access

Interior Features

Sump Pump, Water Heater Owned

Security Features

Community Features

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Location

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727 Victoria Street, Midland, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 727 Victoria Street, Midland, ON L4R 1B2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Midland.

Configure Loan Settings

Interest Rate4.00%
Down Payment$144,000 (30.0%)
* Minimum Canadian down payment required for this price is $24,000.
Amortization Period30 Years
Estimated Monthly Payment$1,598Based on a loan of $336,000 over 30 years.
Purchase Price$480,000
Loan Amount$336,000
Provincial Land Transfer Tax:$6,075
Total Estimated Closing Taxes:$6,075

About Purchasing a Home in Midland, ON

For a property listed at $480,000 in Midland, the legal minimum down payment is $24,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,075 for this transaction. As this listing is in Midland (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,075.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Midland, Midland.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$662,087

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Huron Park
Public425 Robert Street, Midland, Ontario, L4R 2M2
6.0
Mundy's Bay
Public340 Sixth Street, Midland, Ontario, L4R 3Y4
4.4
Sacred Heart
Public241 Elizabeth Street, Midland, Ontario, L4R 1Y5
2.6
Bayview
Public845 Ottawa Street, Midland, Ontario, L4R 1C9
5.8
Monsignor Castex
Public120 Penetanguishene Road, Midland, Ontario, L4R 4Z6
5.8

Secondary Schools

Georgian Bay District
Public865 Hugel Avenue, Midland, Ontario, L4R 1X8
5.3
St. Theresa’s
Catholic347 Galloway Boulevard, Midland, Ontario, L4R 5B2
5.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.