775 Ontario Street, Midland, ON

$615,000
MLS#:S13478858
3 beds
1 baths
700-1100 sqft
7.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Midland. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $615,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 48 x 151 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
  • Efficient forced air heating via gas

Description

Top 5 Reasons You Will Love This Home: 1) Step into the stunning, brand-new kitchen (2026), beautifully illuminated by natural light and showcasing crisp, contemporary finishes, premium stainless-steel appliances, and a sleek induction range, creating an exceptional space for both everyday living and culinary pursuits 2) Your private backyard retreat backs onto lush forest, offering an exceptional sense of peace and seclusion, complete with a dedicated hot tub area, an inviting outdoor fireplace lounge, and the charming original Little Lake Cabin bunkie, while two beautifully appointed decks, a welcoming 6'x12' front deck and an expansive 12'x16' rear deck, provide outstanding spaces for outdoor entertaining, al fresco dining, and relaxing amidst the natural beauty of the surrounding woodland setting 3) Park with ease and enjoy exceptional storage and versatility in the impressive 24'x24' double garage, fully powered and thoughtfully designed to accommodate vehicles, recreational equipment, tools, and all the essentials of an active lifestyle 4) Meticulously updated from top-to-bottom with significant recent improvements including new windows (2023), upgraded exterior insulation (2023), a new house roof (2024), new garage and bunkie roof (2025), fresh landscaping (2025), a new hot water tank (2025), and brand-new decks (2026), offering the opportunity to move in and enjoy with complete peace of mind and confidence in the home's exceptional condition 5) Enjoy an exceptional Midland location just minutes from the hospital, marinas, vibrant downtown boutiques, and dining destinations, as well as picturesque parks and waterfront trails, placing an outstanding array of amenities, recreation, and everyday conveniences within easy reach of your doorstep. 899 above grade sq.ft. plus a partially finished basement.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/23/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding, Brick
BasementFull, Partially Finished
Lot Size48 × 151 Feet
CountySimcoe
Annual Tax$2,797
Legal DescriptionPT LT 44 E/S EIGHTH ST, 45 E/S EIGHTH ST, 46 E/S EIGHTH ST PL 357 MIDLAND AS IN RO1382250; MIDLAND

Parking & Garage

Parking Spaces7.0
Garage Spaces5
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Hospital, Park

Interior Features

Primary Bedroom - Main Floor, Water Heater Owned

Security Features

Community Features

Location

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775 Ontario Street, Midland, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 775 Ontario Street, Midland, ON L4R 1A6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Midland.

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Interest Rate5.25%
Down Payment$36,500 (5.9%)
* Minimum Canadian down payment required for this price is $36,500.
Amortization Period25 Years
Estimated Monthly Payment$3,447Based on a loan of $578,500 over 25 years.
Purchase Price$615,000
Loan Amount$578,500
Provincial Land Transfer Tax:$8,775
Total Estimated Closing Taxes:$8,775

About Purchasing a Home in Midland, ON

For a property listed at $615,000 in Midland, the legal minimum down payment is $36,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,775 for this transaction. As this listing is in Midland (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,775.

Nearby Listings

Distance:

No current listings found in Midland.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Midland, Midland.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$687,521

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Huron Park
Public425 Robert Street, Midland, Ontario, L4R 2M2
6.0
Sacred Heart
Public241 Elizabeth Street, Midland, Ontario, L4R 1Y5
2.6
Mundy's Bay
Public340 Sixth Street, Midland, Ontario, L4R 3Y4
4.4
Bayview
Public845 Ottawa Street, Midland, Ontario, L4R 1C9
5.8
Monsignor Castex
Public120 Penetanguishene Road, Midland, Ontario, L4R 4Z6
5.8

Secondary Schools

St. Theresa’s
Catholic347 Galloway Boulevard, Midland, Ontario, L4R 5B2
5.2
Georgian Bay District
Public865 Hugel Avenue, Midland, Ontario, L4R 1X8
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.