806 Victoria Street, Midland, ON

$649,900
MLS#:S12868104
5 beds
3 baths
3000-3500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Midland. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3000-3500 sqft on a premium 104.8 x 251 ft lot
  • Features a apartment, finished with walk-out, separate entrance, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Accessory Apartment, Primary Bedroom - Main Floor, Storage
  • Efficient radiant heating via gas

Description

Exceptional Legal Duplex in Midland's desirable West end! Rarely offered, this impressive 3000+ sqft legal duplex offers outstanding flexibility for investors, multi-generational living or buyers looking to offset their mortgage with rental income. Featuring separate hydro meters, each unit operates independently, an increasingly sought after feature for income properties. The home is uniquely designed across three levels with a bright and airy feel throughout. The rear of the home is lined with expansive windows overlooking mature trees. Main floor unit offers convenient bungalow style living with 2 bedrooms, 1 bath and laundry, ideal for downsizers and tenants seeking single level accessibility. The lower two storey unit provides generous living space with 3 bedrooms and 2 bathrooms as well as their own laundry perfect for families. Additional highlights include 3 fireplaces, 2 large decks, radiant heat and a large in-town lot. Close to schools, parks and everyday amenities.

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Key Features

Bedrooms
5
Bathrooms
3
Kitchens
2
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 15, 2026
Sold price information is available to members only
Listed Date3/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementApartment, Finished with Walk-Out, Separate Entrance, Full
Lot Size104.8 × 251 Feet
CountySimcoe
Annual Tax$4,094
Legal DescriptionLT 22 N/S VICTORIA ST PL 632 TAY; PT LT 14 E/S NINTH ST, 17 E/S NINTH ST, 21 N/S VICTORIA ST, 23 N/S VICTORIA ST PL 632 TAY PT 1, 51R9127; MIDLAND

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingNone

Features

Property Features

Arts Centre, Beach, Campground, Golf, Hospital, Lake Access

Interior Features

Accessory Apartment, Primary Bedroom - Main Floor, Storage, Workbench

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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806 Victoria Street, Midland, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 806 Victoria Street, Midland, ON L4R 1B6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Midland.

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Interest Rate5.25%
Down Payment$39,990 (6.2%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period25 Years
Estimated Monthly Payment$3,635Based on a loan of $609,910 over 25 years.
Purchase Price$649,900
Loan Amount$609,910
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in Midland, ON

For a property listed at $649,900 in Midland, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in Midland (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

Nearby Listings

Distance:

No current listings found in Midland.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Midland, Midland.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$692,406

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Huron Park
Public425 Robert Street, Midland, Ontario, L4R 2M2
6.0
Sacred Heart
Public241 Elizabeth Street, Midland, Ontario, L4R 1Y5
2.6
Mundy's Bay
Public340 Sixth Street, Midland, Ontario, L4R 3Y4
4.4
Bayview
Public845 Ottawa Street, Midland, Ontario, L4R 1C9
5.8
Monsignor Castex
Public120 Penetanguishene Road, Midland, Ontario, L4R 4Z6
5.8

Secondary Schools

St. Theresa’s
Catholic347 Galloway Boulevard, Midland, Ontario, L4R 5B2
5.2
Georgian Bay District
Public865 Hugel Avenue, Midland, Ontario, L4R 1X8
5.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.