445 Ontario Street, Milton, ON

$699,000
MLS#:W12789894
4 beds
3 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 3-Storey att/row/townhouse located in the coveted neighborhood of 1037 - TM Timberlea. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $699,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 19.01 x 76.47 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Look no further! A rare ravine offering with no rear neighbors-backing onto Sixteen Mile Creek& the Sam Sherratt Trail-and an EV-charger ready garage + Upgraded 200A Electrical Panel. Thoughtfully upgraded with over $50,000 in builder enhancements and no carpet throughout, this approx. 1,900 sq. ft. freehold townhome delivers bright, airy living across every level. Oversized windows frame peaceful tree views, while builder-upgraded pot lights elevate the family room, living room, and kitchen for a clean, modern feel day and night. The kitchen is beautifully finished with stainless steel appliances, a centre island with breakfast bar, and upgraded cabinetry with risers for a more refined look and added storage. A dedicated main-floor room with direct backyard access offers a perfect space for a home office, guest suite, gym, or playroom-designed to evolve with your lifestyle. The unfinished basement with laundry area and bathroom rough-in presents exceptional upside: finish it your way and unlock meaningful additional living space and long-term value. Prime Milton convenience just steps to Milton Mall, schools, parks, trails, and transit, with quick access to Hwy 401 and GO-an ideal blend of nature, function, and future potential.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 6, 2026
Sold price information is available to members only
Listed Date2/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style3-Storey
ConstructionBrick
BasementUnfinished
Lot Size19.01 × 76.47 Feet
CountyHalton
Annual Tax$2,100
Legal DescriptionPART BLOCK 1 PLAN 20M1195 PARTS 13 AND 58 PLAN 20R21039 TOGETHER WITH AN UNDIVIDED COMMON INTEREST IN HALTON COMMON ELEMENTS CONDOMINIUM CORPORATION NO. 698 SUBJECT TO AN EASEMENT IN FAVOUR OF HALTON COMMON ELEMENTS CONDOMINIUM NO. 698 AS IN HR1604528 SUBJECT TO AN EASEMENT IN GROSS AS IN HR1497258 SUBJECT TO AN EASEMENT OVER PART 58, 20R21039 IN FAVOUR OF PART BLOCK 1 PLAN 20M1195 PART 12, 20R21039 AS IN HR1597034 TOGETHER WITH AN EASEMENT OVER PART BLOCK 1 PLAN 20M1195 PART 59, 20R21039 AS IN

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Clear View, Electric Car Charger, Fenced Yard, Public Transit, School, Hospital

Interior Features

Carpet Free, Water Heater

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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445 Ontario Street, Milton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 445 Ontario Street S 13, Milton, ON L9T 9K2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Milton.

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Interest Rate5.25%
Down Payment$44,900 (6.4%)
* Minimum Canadian down payment required for this price is $44,900.
Amortization Period25 Years
Estimated Monthly Payment$3,898Based on a loan of $654,100 over 25 years.
Purchase Price$699,000
Loan Amount$654,100
Provincial Land Transfer Tax:$10,455
Total Estimated Closing Taxes:$10,455

About Purchasing a Home in Milton, ON

For a property listed at $699,000 in Milton, the legal minimum down payment is $44,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,455 for this transaction. As this listing is in Milton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,455.

Nearby Listings

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No current listings found in Milton.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Milton.

Verified Local Data
City Population132,979
City Median Age36.4 Yrs
City Ownership83% Owners
Avg Area List Price$1,172,810

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
54%
Couples without children
24%
Other households
4%

Top Ethnic Origins

English18%
Canadian15%
Indian14%
Pakistani12%

Local Schools Guide

Elementary Schools

Our Lady of Victory
Public540 Commercial Street, Milton, Ontario, L9T 4Z3
6.2
Sam Sherratt
Public649 Laurier Avenue, Milton, Ontario, L9T 4N4
6.1
Tiger Jeet Singh
Public650 Yates Drive, Milton, Ontario, L9T 7P6
6.8
St. Benedict
Catholic80 McLaughlin Avenue, Milton, Ontario, L9T 8N2
7.5
Escarpment View
Public351 Scott Boulevard, Milton, Ontario, L9T 0T1
6.1

Secondary Schools

Milton
Public396 Williams Avenue, Milton, Ontario, L9T 2G4
8.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied83%
Rented17%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.