445 Ontario Street, Milton, ON

$695,900
MLS#:W13227108
3 beds
3 baths
1400-1599 sqft
2.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 3-Storey condo townhouse located in the coveted neighborhood of 1037 - TM Timberlea. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $695,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1400-1599 sqft
  • Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Storage Area Lockers, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Your dream townhouse in one of Milton's most convenient locations. Just minutes to Main Street, Highways 401 and 407, Milton GO, shopping, and transit, yet tucked away in a quiet, family-friendly complex that offers the perfect balance of accessibility and comfort. This spacious townhouse stands out with thoughtful design and features you rarely find in this price range. One of the highlights is the separate family room, an additional living space that is perfect for cozy movie nights, a playroom, or a relaxed gathering area away from the main living and dining space. The kitchen is a chef's delight, complete with stainless steel appliances, generous counter space, and plenty of cabinetry for storage. Upstairs, the oversized primary bedroom offers a walk-in closet and private 3-piece ensuite, creating a comfortable retreat. Enjoy not one, but three outdoor spaces, ideal for summer BBQs, morning coffee, or simply soaking in some fresh air. The home also features a full-size garage with driveway parking and a large ground-floor storage area for all your extras or can be finished for additional den space. Located in a well-managed complex with low maintenance fees. Modern comfort with spacious living, this home offers the lifestyle and convenience you are looking for. Come experience everything this exceptional property has to offer.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1400-1599 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Listed Date6/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style3-Storey
ConstructionBrick
BasementPartial Basement
CountyHalton
Annual Tax$3,336

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Library, Park, Public Transit, Rec./Commun.Centre, School

Interior Features

Storage Area Lockers, Water Softener

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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445 Ontario Street, Milton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 445 Ontario Street S 68, Milton, ON L9T 9K4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Milton.

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Interest Rate5.25%
Down Payment$44,590 (6.4%)
* Minimum Canadian down payment required for this price is $44,590.
Amortization Period25 Years
Estimated Monthly Payment$3,881Based on a loan of $651,310 over 25 years.
Purchase Price$695,900
Loan Amount$651,310
Provincial Land Transfer Tax:$10,393
Total Estimated Closing Taxes:$10,393

About Purchasing a Home in Milton, ON

For a property listed at $695,900 in Milton, the legal minimum down payment is $44,590 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,393 for this transaction. As this listing is in Milton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,393.

Nearby Listings

Distance:

No current listings found in Milton.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Milton.

Verified Local Data
City Population132,979
City Median Age36.4 Yrs
City Ownership83% Owners
Avg Area List Price$1,179,654

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
54%
Couples without children
24%
Other households
4%

Top Ethnic Origins

English18%
Canadian15%
Indian14%
Pakistani12%

Local Schools Guide

Elementary Schools

Our Lady of Victory
Public540 Commercial Street, Milton, Ontario, L9T 4Z3
6.2
Sam Sherratt
Public649 Laurier Avenue, Milton, Ontario, L9T 4N4
6.1
Tiger Jeet Singh
Public650 Yates Drive, Milton, Ontario, L9T 7P6
6.8
St. Benedict
Catholic80 McLaughlin Avenue, Milton, Ontario, L9T 8N2
7.5
Escarpment View
Public351 Scott Boulevard, Milton, Ontario, L9T 0T1
6.1

Secondary Schools

Milton
Public396 Williams Avenue, Milton, Ontario, L9T 2G4
8.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied83%
Rented17%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.