638 Gervais Terrace, Milton, ON

$849,000
MLS#:W13121534
3 beds
3 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 3-Storey att/row/townhouse located in the coveted neighborhood of 1028 - CO Coates. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $849,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 7.98 x 18.5 ft lot
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautifully upgraded Castlegate Corner home offering approximately 1,790 sq. ft. of thoughtfully designed living space on a quiet, family-friendly street overlooking a park. This bright south-facing home features an oversized private deck above the garage, a side yard, and parking for three vehicles with a double-car garage plus driveway space.Inside, you'll find a stunning modern kitchen complete with a centre island, quartz countertops and backsplash, white cabinetry, pot lights, and a gas line conveniently installed behind the stove for future upgrades. The home has been extensively updated with laminate flooring throughout the main floor and hardwood flooring on the upper levels, replacing all original carpeting for a clean and contemporary feel.The spacious primary bedroom includes a custom walk-in closet completed in 2025, while the fully customized laundry room, renovated in 2024, features new washer and dryer units along with built-in shelving for added organization and functionality.Additional premium upgrades include California shutters throughout all windows and doors (25 in total), chair-height oval toilets in every bathroom, and 3M solar control film installed on every window and door to provide enhanced UV protection, privacy, and improved heat and cold retention year-round.The exterior has also been carefully maintained and upgraded with a rebuilt oversized deck featuring newly replaced boards completed just two years ago, along with an upgraded 2.5-ton air conditioning unit installed on the deck, replacing the original builder-grade 1.5-ton system.Located in a highly desirable neighbourhood within walking distance to elementary schools, parks, and family amenities, this move-in-ready home combines comfort, style, and functionality in one exceptional package.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 25, 2026
Sold price information is available to members only
Listed Date5/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style3-Storey
ConstructionBrick
BasementNone
Lot Size7.98 × 18.5 Metres
CountyHalton
Annual Tax$3,717
Legal DescriptionPT BLK 147, PLAN 20M1059, PARTS 1 AND 2, 20R18458 TOGETHER WITH AN EASEMENT OVER PTS 16, 19, 22, 25, 28, 31 & 34, 20R18458 AS IN HR822672 TOGETHER WITH AN EASEMENT OVER PTS 17, 20, 23, 26, 29, 32 & 35, 20R18458 AS IN HR822672 SUBJECT TO AN EASEMENT OVER PT 2, 20R18458 IN FAVOUR OF PTS 3, 15 TO 17, 20R18458 AS IN HR822672 SUBJECT TO AN EASEMENT FOR ENTRY AS IN HR850416 TOWN OF MILTON

Parking & Garage

Parking Spaces3.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote

Security Features

Community Features

Location

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638 Gervais Terrace, Milton, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 638 Gervais Terrace, Milton, ON L9T 7R7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Milton.

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Interest Rate5.25%
Down Payment$59,900 (7.1%)
* Minimum Canadian down payment required for this price is $59,900.
Amortization Period25 Years
Estimated Monthly Payment$4,702Based on a loan of $789,100 over 25 years.
Purchase Price$849,000
Loan Amount$789,100
Provincial Land Transfer Tax:$13,455
Total Estimated Closing Taxes:$13,455

About Purchasing a Home in Milton, ON

For a property listed at $849,000 in Milton, the legal minimum down payment is $59,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,455 for this transaction. As this listing is in Milton (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,455.

Nearby Listings

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No current listings found in Milton.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Milton.

Verified Local Data
City Population132,979
City Median Age36.4 Yrs
City Ownership83% Owners
Avg Area List Price$1,173,040

People & Families

Age Distribution

Household Composition

One-person households
18%
Families with children
54%
Couples without children
24%
Other households
4%

Top Ethnic Origins

English18%
Canadian15%
Indian14%
Pakistani12%

Local Schools Guide

Elementary Schools

Our Lady of Victory
Public540 Commercial Street, Milton, Ontario, L9T 4Z3
6.2
Sam Sherratt
Public649 Laurier Avenue, Milton, Ontario, L9T 4N4
6.1
Tiger Jeet Singh
Public650 Yates Drive, Milton, Ontario, L9T 7P6
6.8
St. Benedict
Catholic80 McLaughlin Avenue, Milton, Ontario, L9T 8N2
7.5
Escarpment View
Public351 Scott Boulevard, Milton, Ontario, L9T 0T1
6.1

Secondary Schools

Milton
Public396 Williams Avenue, Milton, Ontario, L9T 2G4
8.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied83%
Rented17%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.