0 Oxbow Lane, Minden Hills, ON

$1,275,000
MLS#:X12917896
2 beds
0 baths
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable vacant land located in the coveted neighborhood of Lutterworth. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $1,275,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 0 Bathrooms
  • Premium 212.03 x 186 ft lot size
  • 10.0 total parking spaces available

Description

Rare opportunity to own a build-ready waterfront property on prestigious Gull Lake in Haliburton County. Vendor financing may be available to qualified buyers, offering flexibility to secure this exceptional property. Just 2 hours from the GTA, this exceptional build-ready waterfront property offers two separately deeded lots with direct western exposure, delivering breathtaking sunset views across one of Haliburton's most sought-after boating lakes. Fully serviced with a drilled well and a 4+ bedroom septic system already installed, this remarkable Gull Lake waterfront lot is ready for your dream cottage or year-round waterfront home. Extensive professional site preparation has already been completed, including a large level building site, newly constructed driveway, and a striking granite retaining wall-significantly reducing the time, cost, and complexity of beginning construction. With much of the critical infrastructure already in place, buyers can focus on designing and building their custom cottage rather than starting from scratch. The setting is truly distinctive, with dramatic natural granite and two rare waterside bunkies nestled into the shoreline, offering immediate lakeside enjoyment while you plan your future retreat. Imagine your custom cottage positioned to capture spectacular western sunsets over Gull Lake, with expansive lake views and direct access to one of Haliburton's premier boating lakes. Gull Lake is widely regarded as one of the most desirable lakes in the Haliburton Highlands, known for exceptional boating, swimming, and four-season recreation. Premium waterfront building lots on Gull Lake are increasingly rare, making this an exceptional opportunity to secure property on one of Haliburton's premier lakes. A truly rare Haliburton waterfront land offering and one of the last opportunities to create a custom luxury cottage on prestigious Gull Lake.

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Key Features

Bedrooms
2
00
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date3/25/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeVacant Land
ConstructionWood
Lot Size212.03 × 186 Feet
CountyHaliburton
Annual Tax$2,971
Legal DescriptionPT LT 18 CON 10 LUTTERWORTH PT 8 RD163; S/T & T/W H141513A; Township of MINDEN HILLS & PT LT 18 CON 10 LUTTERWORTH PT 9 RD163; S/T H232695; MINDEN HILLS

Parking & Garage

Parking Spaces10.0
Garage Spaces10
Garage TypeNone

Heating & Cooling

Features

Property Features

Arts Centre, Beach, Golf, Hospital, Lake/Pond, Library

Interior Features

Security Features

Community Features

Location

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0 Oxbow Lane, Minden Hills, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 0 Oxbow Lane, Minden Hills, ON K0M 2K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Minden Hills.

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Interest Rate5.25%
Down Payment$255,000 (20.0%)
* Minimum Canadian down payment required for this price is $255,000.
Amortization Period25 Years
Estimated Monthly Payment$6,078Based on a loan of $1,020,000 over 25 years.
Purchase Price$1,275,000
Loan Amount$1,020,000
Provincial Land Transfer Tax:$21,975
Total Estimated Closing Taxes:$21,975

About Purchasing a Home in Minden Hills, ON

For a property listed at $1,275,000 in Minden Hills, the legal minimum down payment is $255,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $21,975 for this transaction. As this listing is in Minden Hills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $21,975.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lutterworth, Minden Hills.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$672,866

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.