1981 Horseshoe Lake Road, Minden Hills, ON

$870,000
MLS#:X12880950
3 beds
2 baths
2000-2500 sqft
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Minden. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $870,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 378.33 x 631.45 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Bar Fridge, In-Law Capability
  • Efficient forced air heating via propane

Description

Welcome to 1981 Horseshoe Lake Road! This lovely year round cottage or home offer three bedrooms plus a den, spacious kitchen with a view of Horseshoe Lake. Living room with a view of the lake, family room, two bathrooms, primary and secon bedroom have a view of the lake, oversized double garage with a work bench. Outside enjoy the granite landscaping, covered porch with a view of Horseshoe Lake, back carport for protected entertaining or storage space. One level side yard is a great place to play sports on and the other side yard slopes for tobbogganing on! Bush lot behind for a total of 5.82 acres of land. 380' of frontage with a dock on Horseshoe Lake. Shoreline is not owned = lower property taxes! Walk to the White Water Preserve and Rapids, boat the two lake chain into Mountain Lake. 7 km to Minden! Bus route and year round township maintained road.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date3/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionAluminum Siding
BasementFinished with Walk-Out
Lot Size378.33 × 631.45 Feet
CountyHaliburton
Annual Tax$2,925.68
Legal DescriptionPT LT 10 CON 5 MINDEN PT 4 19R4053: MINDEN HILLS

Parking & Garage

Parking Spaces10.0
Garage Spaces8
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingNone

Features

Property Features

Beach, Golf, Lake/Pond, School, School Bus Route

Interior Features

Auto Garage Door Remote, Bar Fridge, In-Law Capability, Primary Bedroom - Main Floor, Propane Tank, Sump Pump, Water Heater Owned, Water Purifier, Workbench

Security Features

None

Community Features

Location

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1981 Horseshoe Lake Road, Minden Hills, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1981 Horseshoe Lake Road, Minden Hills, ON K0M 2K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Minden Hills.

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Interest Rate5.25%
Down Payment$62,000 (7.1%)
* Minimum Canadian down payment required for this price is $62,000.
Amortization Period25 Years
Estimated Monthly Payment$4,815Based on a loan of $808,000 over 25 years.
Purchase Price$870,000
Loan Amount$808,000
Provincial Land Transfer Tax:$13,875
Total Estimated Closing Taxes:$13,875

About Purchasing a Home in Minden Hills, ON

For a property listed at $870,000 in Minden Hills, the legal minimum down payment is $62,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,875 for this transaction. As this listing is in Minden Hills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,875.

Nearby Listings

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No current listings found in Minden Hills.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Minden, Minden Hills.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$842,565

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.