415 TEMPLE Street, Minto, ON

$547,000
MLS#:X12014017
2 beds
1 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on April 18, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Minto. Expertly crafted featuring premium concrete and vinyl siding construction, this residence presents an exceptional opportunity offered at $547,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 66 x 132 ft lot
  • 4.0 total parking spaces available
  • Notable attributes: Bar Fridge, On Demand Water Heater, Water Heater Owned
  • Efficient forced air heating via gas

Description

Time to put the tools away, sit back, relax and enjoy your very own, beautifully renovated home. Welcome to 415 Temple St, where all the work has been for you! From the moment you step in the front door you are greeted with a welcoming open concept main floor pouring with natural light. Gather and make memories with friends and family around the massive quartz counter top in your tastefully updated kitchen, enjoy a slow Sunday morning reading a book or Friday night watching the game with friends soaking in the ambiance of the gorgeous electric fireplace that is perfectly complimented by a rustic barn board feature wall. Two large bedrooms and a bright & airy 4 piece bath complete the second level of the home, allowing for separation between entertaining & sleeping spaces. Main floor laundry, metal roof, newer electrical & plumbing, on demand water heater (2022) & gas furnace (2022) are just a few additional features that allow for peace of mind & convenient living within the home. The 66x132 lot & backyard with access from the large mud room & laundry, 10'x12' shed and quiet back street allow for the perfect outdoor entertainment space to spend time and make memories with family & friends all while enjoying the peacefulness of small town living. Conveniently located a quick walk to the playground, walking trail, pool, splash pad, downtown shopping, dining & more, and under a 50 minute drive to Guelph & KW, allow for the perfect blend of enjoying the benefits of small town living with the convenience of a short drive to City amenities. Call Your REALTOR Today To View What Could Be Your New Home, 415 Temple St in Palmerston.

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Property Summary

This detached home located at 415 TEMPLE Street, Minto is currently for sale and has been available on SousaSells for 493 days. This property is listed at $547,000 with an estimated mortgage of $1,821* per month. It has 2 beds, 1 bathroom, and is 1100-1500 square feet. 415 TEMPLE Street, Minto is in the Minto neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 18, 2025
Sold price information is available to members only
Listed Date3/12/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionConcrete, Vinyl Siding
BasementNone
Lot Size66 × 132 Feet
CountyWellington
Annual Tax$1,870
Legal DescriptionLT 39 N TEMPLE ST GRAIN'S (19/20-10/11 WALLACE) SURVEY PALMERSTON; MINTO

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Hospital

Interior Features

Bar Fridge, On Demand Water Heater, Water Heater Owned

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

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Location

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415 TEMPLE Street, Minto, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 415 TEMPLE Street, Minto, ON N0G 2P0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Minto.

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Interest Rate4.00%
Down Payment$164,100 (30.0%)
* Minimum Canadian down payment required for this price is $29,700.
Amortization Period30 Years
Estimated Monthly Payment$1,821Based on a loan of $382,900 over 30 years.
Purchase Price$547,000
Loan Amount$382,900
Provincial Land Transfer Tax:$7,415
Total Estimated Closing Taxes:$7,415

About Purchasing a Home in Minto, ON

For a property listed at $547,000 in Minto, the legal minimum down payment is $29,700 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,415 for this transaction. As this listing is in Minto (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,415.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Minto, Minto.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$713,537

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.