4538 Credit Pointe Drive, Mississauga, ON

$2,399,880
MLS#:W12073365
5 beds
4 baths
3500-5000 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on June 20, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of East Credit. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $2,399,880 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3500-5000 sqft on a premium 75.97 x 174.08 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

**Spectacular Ravine Lot Backing onto Hewick Meadows and Credit River!** Nestled On A Sprawling 76 X 174 Lot In The Prestigious Credit Pointe Area, enclave of upscale homes located in the heart of central Mississauga! This Executive Home Is Surrounded By Mature Trees, Scenic Trails, And The Credit River. Boasting 6600 Sqft Of Luxurious Living Space, This Sun-Filled Residence Features An Excellent & Spacious Layout. As You Enter, You're Greeted By A Grand Two-Story Foyer With A Circular Oak Staircase, Leading To A Formal Living Room And Dining Room. The Main Floor Also Includes A Dedicated Office And A Family Room With A Cozy Fireplace. The Large Kitchen, Complete with A Central Island and Breakfast Area, Opens to A Solarium Room with Breathtaking Ravine Views. The Primary Bedroom Is A True Retreat, Featuring A Luxurious 5-PieceEnsuite, A Walk-In Closet, And A Scenic Ravine View. The Large Second Bedroom Has Access To A Sitting Area Overlooking The Foyer, While The Other Two Well-Sized Bedrooms Also Offer Stunning Ravine Views. The Finished Basement Is an Entertainer's Dream, With A Recreation Room Featuring A Fireplace, A Wet Bar (Kitchen), A 4pc Washroom, And An Additional Bedroom. Step Outside To A Flagstone Entrance, An Interlocking Driveway, and A Huge Backyard With An Interlocking Patio. Enjoy The Breathtaking Views of The Ravine and Stunning Sunsets From The Four-Season Sunroom And Expansive Garden. This Expansive Lot Evokes The Tranquility Of Muskoka, Providing A Peaceful Retreat Within The City. A Unique Blend Of Elegance And Natural Beauty In One Of The City's Most Desirable Settings! Enjoy Culham Walking Trails Along Credit River, Outdoor Fitness with Tennis Courts, Proximity To Erin Mills Town Centre And Shopping, GO Station, Major Highways, Schools, And Public Transit. Don't Miss Your Opportunity To Call This Home!

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Property Summary

This detached home located at 4538 Credit Pointe Drive, Mississauga is currently for sale and has been available on SousaSells for 463 days. This property is listed at $2,399,880 with an estimated mortgage of $7,988* per month. It has 5 beds, 4 bathrooms, and is 3500-5000 square feet. 4538 Credit Pointe Drive, Mississauga is in the East Credit neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
4
Kitchens
2
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 20, 2025
Sold price information is available to members only
Listed Date4/9/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFinished
Lot Size75.97 × 174.08 Feet
CountyPeel
Annual Tax$11,951.47
Legal DescriptionPCL 36-1, SEC 43M655 ; LT 36, PL 43M655 , T/W THE BENEFIT AS IN RO488256 CITY OF MISSISSAUGA

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Clear View, Greenbelt/Conservation, Hospital, Park, Ravine, River/Stream

Interior Features

Auto Garage Door Remote

Security Features

Community Features

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Location

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4538 Credit Pointe Drive, Mississauga, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4538 Credit Pointe Drive, Mississauga, ON L5M 3L9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Mississauga.

Configure Loan Settings

Interest Rate4.00%
Down Payment$719,964 (30.0%)
* Minimum Canadian down payment required for this price is $479,976.
Amortization Period30 Years
Estimated Monthly Payment$7,988Based on a loan of $1,679,916 over 30 years.
Purchase Price$2,399,880
Loan Amount$1,679,916
Provincial Land Transfer Tax:$46,472
Total Estimated Closing Taxes:$46,472

About Purchasing a Home in Mississauga, ON

For a property listed at $2,399,880 in Mississauga, the legal minimum down payment is $479,976 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $46,472 for this transaction. As this listing is in Mississauga (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $46,472.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for East Credit, Mississauga.

Verified Local Data
City Population717,961
City Median Age40.1 Yrs
City Ownership72% Owners
Avg Area List Price$1,262,148

People & Families

Age Distribution

Household Composition

One-person households
22%
Families with children
48%
Couples without children
24%
Other households
6%

Top Ethnic Origins

Indian20%
Chinese10%
Canadian9%
English8%

Local Schools Guide

Elementary Schools

St Joseph
Public5555 Creditview Road, Streetsville, Mississauga, Ontario, L5V 2B9
6.0
St Raymond
Public5735 Whitehorn Avenue, Streetsville, Mississauga, Ontario, L5V 2A9
4.3
St Herbert
Public5180 Fallingbrook Drive, Mississauga, Ontario, L5V 2C6
6.3
St Valentine
Public5610 Heatherleigh Avenue, Mississauga, Ontario, L5V 2V7
6.9
St Timothy
PublicStreetsville, Mississauga, Ontario, L5M 1X9
8.8

Secondary Schools

St. Joseph
Catholic5555 Creditview Road, Streetsville, Mississauga, Ontario, L5V 2B9
8.2
Streetsville SS
PublicStreetsville, Mississauga, Ontario, L5M 1L4
7.9
St. Francis Xavier
Catholic50 Bristol Road West, Hurontario, Mississauga, Ontario, L5R 3K3
8.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied72%
Rented28%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.