269 Water Street, Mississippi Mills, ON

$629,900
MLS#:X12159654
3 beds
3 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 911 - Almonte. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $629,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 53 x 264 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 269 Water Street where comfort, style, and location come together in perfect harmony. This beautifully designed 3-bedroom, 3-bathroom home in the heart of Almonte offers a modern open-concept layout filled with large windows which flood the space with sunlight making it bright and airy. Large kitchen with ample storage and walk-out to a 112 square foot balcony with an amazing view! Perfect for families and entertainers alike - this home is ideal for everyday living and hosting. Spacious primary bedroom with a walk-in closet, luxurious ensuite, and 82 square foot private balcony overlooking the Mississippi River where you can enjoy a peaceful morning coffee. The lower-level living space is great for a recreation room, playroom or gym and features a walkout to a lush, treed backyard - a perfect space for kids, pets, or outdoor gatherings. Includes a custom-built, fully serviced storage shed and plenty of interior storage throughout. Enjoy not one, but two balconies, perfect for relaxing and taking in the surroundings. Walking distance to downtown Almonte, schools, shops, restaurants, and local amenities and the beach. Nature and convenience at your doorstep. This home combines thoughtful design with a premium location, offering the best of small-town charm and modern living. Whether you're upsizing, downsizing, or relocating, 269 Water Street is a must-see! Live where you love. Love where you live.

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Property Summary

This detached home located at 269 Water Street, Mississippi Mills is currently for sale and has been available on SousaSells for 425 days. This property is listed at $629,900 with an estimated mortgage of $2,097* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 269 Water Street, Mississippi Mills is in the 911 - Almonte neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 22, 2025
Sold price information is available to members only
Listed Date5/17/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementFinished
Lot Size53 × 264 Feet
CountyLanark
Annual Tax$3,430
Legal DescriptionLT 30 SEC TOOLEY PL 6262 LANARK N RAMSAY; LT 31 SEC TOOLEY PL 6262 LANARK N RAMSAY; PT LT 29 SEC TOOLEY PL 6262 LANARK N RAMSAY AS IN RN33836 ; TOWN MISSISSIPPI MILLS

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Water Heater

Security Features

Community Features

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Location

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269 Water Street, Mississippi Mills, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 269 Water Street, Mississippi Mills, ON K0A 1A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Mississippi Mills.

Configure Loan Settings

Interest Rate4.00%
Down Payment$188,970 (30.0%)
* Minimum Canadian down payment required for this price is $37,990.
Amortization Period30 Years
Estimated Monthly Payment$2,097Based on a loan of $440,930 over 30 years.
Purchase Price$629,900
Loan Amount$440,930
Provincial Land Transfer Tax:$9,073
Total Estimated Closing Taxes:$9,073

About Purchasing a Home in Mississippi Mills, ON

For a property listed at $629,900 in Mississippi Mills, the legal minimum down payment is $37,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,073 for this transaction. As this listing is in Mississippi Mills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,073.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 911 - Almonte, Mississippi Mills.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$711,305

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.