287 Water Street, Mississippi Mills, ON

$449,000
MLS#:X13668836
4 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 911 - Almonte. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $449,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 60 x 132 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
  • equipped with window unit(s) central cooling and highly efficient forced air heating via gas

Description

This no exit street brings you to a quiet part of town within walking distance to the shops and restaurants of Almonte's heritage downtown core, not to mention steps away from Almonte Fair, the North Lanark Highland Games and other cultural festivities at the Agricultural Grounds. Lots of curb appeal with the newly finished exterior vinyl siding, metal roof, front entry and wood fencing. Step inside where modern style meets vintage character. The primary bedroom is located of the main foyer and comes complete with a walk-in closet and ensuite bath/laundry. This room could also function as a dining room if more family space is required on this level. The walk-in closet could easily function as a butler's pantry or just more storage. Moving on to the the small but efficient kitchen, you will find stainless steel appliances and granite counters as well as a room for a breakfast table. To the rear of the house is the family room accessed from the kitchen as well as a convenient side door through the enclosed porch from outside. The family room also features a patio door leading out to the 12' x 8' deck which in turn overlooks the fully fenced large back yard. Upstairs you will find 3 generous size bedrooms and a 4 pc bath.

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Property Summary

This detached home located at 287 Water Street, Mississippi Mills is currently for sale and has been available on SousaSells for 1 day. This property is listed at $449,000 with an estimated mortgage of $1,495* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 287 Water Street, Mississippi Mills is in the 911 - Almonte neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 911 - Almonte, Mississippi Mills.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in 911 - Almonte, Mississippi Mills.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementCrawl Space
Lot Size60 × 132 Feet
CountyLanark
Annual Tax$2,520
Legal DescriptionLT 27 SEC TOOLEY PL 6262 LANARK N RAMSAY; TOWN OF MISSISSIPPI MILLS

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingWindow Unit(s)

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • Primary Bedroom - Main Floor
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 287 Water Street, Mississippi Mills, ON

Q.What is the asking price for 287 Water Street, Mississippi Mills, ON ?

The current listing price for 287 Water Street, Mississippi Mills, ON in 911 - Almonte, Mississippi Mills is $449,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 287 Water Street, Mississippi Mills, ON ?

287 Water Street, Mississippi Mills, ON is a Detached (1 1/2 Storey) featuring a Crawl Space basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Window Unit(s).

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Location

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287 Water Street, Mississippi Mills, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 287 Water Street, Mississippi Mills, ON K0A 1A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Mississippi Mills.

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Interest Rate4.00%
Down Payment$134,700 (30.0%)
* Minimum Canadian down payment required for this price is $22,450.
Amortization Period30 Years
Estimated Monthly Payment$1,495Based on a loan of $314,300 over 30 years.
Purchase Price$449,000
Loan Amount$314,300
Provincial Land Transfer Tax:$5,455
Total Estimated Closing Taxes:$5,455

About Purchasing a Home in Mississippi Mills, ON

For a property listed at $449,000 in Mississippi Mills, the legal minimum down payment is $22,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,455 for this transaction. As this listing is in Mississippi Mills (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,455.

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911 - Almonte, Mississippi Mills Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 911 - Almonte, Mississippi Mills.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$612,791

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 911 - Almonte, Mississippi Mills

Elementary Schools

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Secondary Schools

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911 - Almonte, Mississippi Mills Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.