1029 Ham Road, Muskoka Lakes, ON

$2,895,000
MLS#:X12171935
4 beds
2 baths
< 700 sqft
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on June 26, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Medora. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $2,895,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning < 700 sqft on a premium 175 x 360 ft lot
  • 6.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor
  • Efficient baseboard heating via electric

Description

Welcome to 1029 Ham Road - a rare offering on sought-after Acton Island, where timeless charm meets natural Muskoka beauty. This cherished family retreat sits on over an acre of land with 175 feet of stunning frontage on Lake Muskoka. The property is defined by its beautiful rock shelf shoreline, pristine deep water, and magnificent open lake views.Nestled under a canopy of mature trees, the four-bedroom cottage blends classic Muskoka character with comfort. Warm wood interiors, a wood-burning stone fireplace, and large windows create a cozy, light-filled space with views of the water from the principal rooms. Skylights invite the sunlight in, and the open living and dining areas flow seamlessly out to the lakeside deck, perfect for gathering and entertaining. A charming guest bunkie sits tucked amongst the trees, complete with a bedroom, bathroom, and fireplace - an ideal private retreat for guests overlooking the lake. The lot is level, quiet, and serene, with mossy pathways, and filtered sunlight dancing through the trees. Located just minutes from the heart of Port Carlings vibrant shops and restaurants, this is a true Muskoka escape - private, picturesque, and full of potential to create lasting family memories.

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Property Summary

This detached home located at 1029 Ham Road, Muskoka Lakes is currently for sale and has been available on SousaSells for 440 days. This property is listed at $2,895,000 with an estimated mortgage of $9,636* per month. It has 4 beds, 2 bathrooms, and is < 700 square feet. 1029 Ham Road, Muskoka Lakes is in the Medora neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Medora, Muskoka Lakes.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • < 700 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Medora, Muskoka Lakes.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 26, 2025
Sold price information is available to members only
Listed Date5/20/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementNone
Lot Size175 × 360 Feet
CountyMuskoka
Annual Tax$8,366
Legal DescriptionPCL 12644 SEC MUSKOKA; LT 9 PL M216 MEDORA AMENDED BY LT64764 S/T & T/W LT25398; MUSKOKA LAKES ; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Total6.0
Parking Space6
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

None listed

Interior Features

  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 1029 Ham Road, Muskoka Lakes, ON

Q.What is the asking price for 1029 Ham Road, Muskoka Lakes, ON ?

The current listing price for 1029 Ham Road, Muskoka Lakes, ON in Medora, Muskoka Lakes is $2,895,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately < 700 sqft.

Q.What property type and architectural style is 1029 Ham Road, Muskoka Lakes, ON ?

1029 Ham Road, Muskoka Lakes, ON is a Detached (Bungalow) featuring a None basement.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 6.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

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Location

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1029 Ham Road, Muskoka Lakes, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1029 Ham Road 2, Muskoka Lakes, ON P0C 1A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Muskoka Lakes.

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Interest Rate4.00%
Down Payment$868,500 (30.0%)
* Minimum Canadian down payment required for this price is $579,000.
Amortization Period30 Years
Estimated Monthly Payment$9,636Based on a loan of $2,026,500 over 30 years.
Purchase Price$2,895,000
Loan Amount$2,026,500
Provincial Land Transfer Tax:$58,850
Total Estimated Closing Taxes:$58,850

About Purchasing a Home in Muskoka Lakes, ON

For a property listed at $2,895,000 in Muskoka Lakes, the legal minimum down payment is $579,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $58,850 for this transaction. As this listing is in Muskoka Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $58,850.

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Medora, Muskoka Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Medora, Muskoka Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$2,836,640

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Medora, Muskoka Lakes

Elementary Schools

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Secondary Schools

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Medora, Muskoka Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.