1053 Cutler Road, Muskoka Lakes, ON

$375,900
MLS#:X12383925
2 beds
1 baths
< 700 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on October 22, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Watt. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $375,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning < 700 sqft on a premium 89.12 x 125.09 ft lot
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater Owned, Propane Tank, Generator - Partial
  • Efficient other heating via propane

Description

Tucked just a short walk from the shores of Three Mile Lake, this well-maintained property offers a mix of comfort, efficiency, and easy lake access all on just over a quarter acre of land. Inside, you'll find warm pine ceilings, spray-foamed insulation throughout (including walls, ceiling, and crawl space), and a 200 amp panel plus a new hydro stack for peace of mind. The windows, door, and vinyl siding were updated in 2020, while the roof was redone in 2019 . Theres also a GenerLink hookup for backup power and an electric heater in the crawl space to keep things protected year-round. Water supply includes a drilled well (360 ft Deep). The septic is located at the back of the property, and garbage pickup is available in summer, with winter drop-off at the start of Cutler Rd .Outdoors, you'll enjoy the fire pit, two storage sheds, a woodshed, and a lovely trench underway for a future waterfall feature. While the hot tub is excluded, it's worth noting that its already hardwired in. A yearly road fee of $350 (2025) covers access to this peaceful spot, just steps away from the public road allowance to the lake your launch point for swims, paddles, or sunsets. Whether you're looking for a weekend getaway or a four-season retreat, this one has the essentials in place and the upgrades already done.

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Property Summary

This detached home located at 1053 Cutler Road, Muskoka Lakes is currently for sale and has been available on SousaSells for 333 days. This property is listed at $375,900 with an estimated mortgage of $1,251* per month. It has 2 beds, 1 bathroom, and is < 700 square feet. 1053 Cutler Road, Muskoka Lakes is in the Watt neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Ideal for small families, couples, or individuals seeking a manageable and comfortable living layout in Watt, Muskoka Lakes.

Great for Small Household / Couples
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • < 700 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 22, 2025
Sold price information is available to members only
Listed Date9/4/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementNone
Lot Size89.12 × 125.09 Feet
CountyMuskoka
Annual Tax$1,190
Legal DescriptionPT LT 16-17 CON 7 WATT AS IN DM244731; MUSKOKA LAKES

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeOther
CoolingNone

Features

Property Features

  • Clear View
  • Lake Access
  • Wooded/Treed

Interior Features

  • Water Heater Owned
  • Propane Tank
  • Generator - Partial
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 1053 Cutler Road, Muskoka Lakes, ON

Q.What is the asking price for 1053 Cutler Road, Muskoka Lakes, ON ?

The current listing price for 1053 Cutler Road, Muskoka Lakes, ON in Watt, Muskoka Lakes is $375,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 1 bathroom across approximately < 700 sqft.

Q.What property type and architectural style is 1053 Cutler Road, Muskoka Lakes, ON ?

1053 Cutler Road, Muskoka Lakes, ON is a Detached (Bungalow) featuring a None basement.

Q.What key property features does 1053 Cutler Road, Muskoka Lakes, ON offer?

Key property features include: Clear View, Lake Access, Wooded/Treed.

Q.What interior features are included in this home?

Interior highlights include: Water Heater Owned, Propane Tank, Generator - Partial, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via None.

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1053 Cutler Road, Muskoka Lakes, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1053 Cutler Road, Muskoka Lakes, ON P0B 1M0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Muskoka Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$112,770 (30.0%)
* Minimum Canadian down payment required for this price is $18,795.
Amortization Period30 Years
Estimated Monthly Payment$1,251Based on a loan of $263,130 over 30 years.
Purchase Price$375,900
Loan Amount$263,130
Provincial Land Transfer Tax:$4,114
Total Estimated Closing Taxes:$4,114

About Purchasing a Home in Muskoka Lakes, ON

For a property listed at $375,900 in Muskoka Lakes, the legal minimum down payment is $18,795 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,114 for this transaction. As this listing is in Muskoka Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,114.

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Watt, Muskoka Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Watt, Muskoka Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,789,423

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Watt, Muskoka Lakes

Elementary Schools

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Secondary Schools

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Watt, Muskoka Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.