This property was sold on November 14, 2025. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable 3-Storey detached located in the coveted neighborhood of Monck (Muskoka Lakes). Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $3,199,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Professionally designed Cottage or Year Round Home on Indian River/Lake Muskoka: On the Big 3, over 5,000 sq ft on a 0.54 acre lot. This 3-storey home offers 5 bdrms, 3 full baths & 2 dens/offices. Enjoy Walking distance to the restaurants, shops and amenities of Port Carling with the added comfort of Municipal Services. The Main level has wall to wall windows and vaulted ceilings in the open concept kitchen, living and dining room, ideal for entertaining. Custom kitchen with granite counters, butcher block island, Sub-Zero fridge/freezer and Wolf stove with custom hood vent. The large living room has a floor to ceiling Rumford fireplace faced with river rock. The main floor has 2 bedrooms and a full bath. The upper level has a spacious primary suite with a 5 piece ensuite, custom cabinetry and a large den or office overlooking the open concept main floor. The large lower level has concrete floors with in floor radiant heating, a large family room, 2 bedrooms, 2 dens and a 3 piece bath. There is 90 feet of frontage on the Indian River with direct access to Lake Muskoka, 1,000 meters to the Locks/Rosseau/Lake Joe giving endless boating on the Big 3. There is a garage currently being used as an entertaining space leading to a large outdoor river rock fireplace area and a Bunkie. At the waters edge there is a large Muskoka stone patio leading to the dock or steps down to the sandy beach.
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This detached home located at 12 Harris Street, Muskoka Lakes is currently for sale and has been available on SousaSells for 347 days. This property is listed at $3,199,000 with an estimated mortgage of $10,648* per month. It has 5 beds, 3 bathrooms, and is 3500-5000 square feet. 12 Harris Street, Muskoka Lakes is in the Monck (Muskoka Lakes) neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Yes! Featuring 5 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Monck (Muskoka Lakes), Muskoka Lakes.
Growing families needing multi-bedroom flexibility and space in Monck (Muskoka Lakes), Muskoka Lakes.
None listed
The current listing price for 12 Harris Street, Muskoka Lakes, ON in Monck (Muskoka Lakes), Muskoka Lakes is $3,199,000.
This property features 5 bedrooms and 3 bathrooms across approximately 3500-5000 sqft.
12 Harris Street, Muskoka Lakes, ON is a Detached (3-Storey) featuring a Other basement.
Key property features include: Lake Access, Library, Marina, Place Of Worship, Waterfront.
Interior highlights include: Propane Tank.
Security features include: Alarm System, Carbon Monoxide Detectors.
Yes, this property offers parking space for 7.0 vehicles (Detached).
Heating is provided via Wood and cooling via Central Air.
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 12 Harris Street, Muskoka Lakes, ON P0B 1J0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Muskoka Lakes.
About Purchasing a Home in Muskoka Lakes, ON
For a property listed at $3,199,000 in Muskoka Lakes, the legal minimum down payment is $639,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $66,450 for this transaction. As this listing is in Muskoka Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $66,450.

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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.