1344 Acton Island Road, Muskoka Lakes, ON

$2,495,000
MLS#:X13882366
3 Bedrooms + 1 = 4 Total Bedrooms
2 baths
1500-2000 sqft
8.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 1344 Acton Island Road Muskoka Lakes ON listed at $2,495,000 (MLS# X13882366) - Main View
For Sale
Added:Oct 9, 2026(35 days ago)
Updated:Oct 15, 2026(29 days ago)
Last Checked:11 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Medora. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $2,495,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 100 x 210 ft lot
  • Features a finished, separate entrance, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (8.0 total parking spaces)
  • Notable attributes: Primary Bedroom - Main Floor, Separate Heating Controls, Storage
  • Efficient baseboard heating via electric

Description

Southwest exposure and wide-open views across Lake Muskoka, from a meticulously kept, year-round cottage on prestigious Acton Island. Three bedrooms plus a lower level with room to expand, and a year-round municipal road connecting the island to the mainland. Drive right to the back door, unload, and the weekend has already started.Fully winterized and move-in ready, the cottage is full of character and thoughtful upgrades. Hardwood floors and crown moulding run through the main rooms, a wood-burning stone fireplace anchors the living room looking straight out to the water. The custom Paris kitchen pairs granite counters with a pantry. A split-bedroom plan gives family and guests their own side of the house. The sunroom, wrapped in glass under a vaulted wood ceiling, is where the days end up.Below, a walk-out lower level holds a spacious rec room with enough room for the fourth bedroom. The rest of lower level is currently a heated crawlspace that could be used for storage or excavate for additional living area. Outside, extensive decking steps down from a level, treed lot to the dock. The shoreline offers both shallow and deep-water entry: easy wading for the youngest swimmers and deep water off the dock for everyone else. Sun all day, and sunsets straight off the end of the dock.This one is truly turnkey. Most furnishings stay, right down to the linens, cookware, kitchenware and tableware. Only a few personal items and furnishings leave with the sellers. Arrive with groceries and a swimsuit.Superbly located between Bala and Port Carling, among great neighbours on one of Lake Muskoka's most sought-after addresses. Year-round access, sunset exposure and a cottage ready the day you get the keys. That combination does not come up often.

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Property Summary

This detached home located at 1344 Acton Island Road, Muskoka Lakes is currently for sale and has been available for 35 days. This property is listed at $2,495,000 with an estimated mortgage of $8,305* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 1344 Acton Island Road, Muskoka Lakes is in the Medora neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Medora, Muskoka Lakes.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Medora, Muskoka Lakes.

Target Buyer Match

Key Features

Bedrooms
3 Bedrooms + 1 = 4 Total Bedrooms
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$2,495,000
AddedOct 9, 2026 (35 days ago)
UpdatedOct 15, 2026 (29 days ago)
Last Checked11 minutes ago
Transaction TypeFor Sale
List Office NameChestnut Park Real Estate

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementFinished, Separate Entrance, Walk-Out
Lot Size100 × 210 Feet
CountyMuskoka
Annual Tax$8,164
Rental ItemsHot Water Tank
Legal DescriptionPCL 19786 SEC MUSKOKA; LT 8 PL M98 MEDORA AMENDED BY LT55209; MUSKOKA LAKES ; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Total8.0
Parking Space8
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

  • Golf
  • Wooded/Treed
  • School Bus Route

Interior Features

  • Primary Bedroom - Main Floor
  • Separate Heating Controls
  • Storage

Security Features

  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Muskoka Lakes Home Buyer Advisory & Market HubActive MLS® Listing in Muskoka Lakes, Ontario

Looking to Buy a Home in Muskoka Lakes?

If you are looking for a house in Muskoka Lakes or researching Muskoka Lakes real estate for sale, this 4-bedroom detached at 1344 Acton Island Road, Muskoka Lakes, ON offers an exceptional opportunity to buy a home in Muskoka Lakes, Ontario. Whether you are a first-time Muskoka Lakes home buyer or comparing active Muskoka Lakes MLS® homes for sale, working with a dedicated Muskoka Lakes buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Muskoka Lakes Homes for Sale & MLS® Listings

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Dedicated Muskoka Lakes Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Muskoka Lakes realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Muskoka Lakes Buyer Budget & Costs

Estimated mortgage: $8,305*/month*. Estimated Ontario Land Transfer Tax: $48,850. First-time Muskoka Lakes home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Muskoka Lakes

Frequently Asked Questions about 1344 Acton Island Road, Muskoka Lakes, ON

Q.What is the asking price for 1344 Acton Island Road, Muskoka Lakes, ON ?

The current listing price for 1344 Acton Island Road, Muskoka Lakes, ON in Medora, Muskoka Lakes is $2,495,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 1344 Acton Island Road, Muskoka Lakes, ON ?

1344 Acton Island Road, Muskoka Lakes, ON is a Detached (Bungalow) featuring a Finished, Separate Entrance, Walk-Out basement.

Q.What key property features does 1344 Acton Island Road, Muskoka Lakes, ON offer?

Key property features include: Golf, Wooded/Treed, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Separate Heating Controls, Storage.

Q.What security features are installed at 1344 Acton Island Road, Muskoka Lakes, ON ?

Security features include: Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 8.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via None.

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Location

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1344 Acton Island Road, Muskoka Lakes, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Medora, Muskoka Lakes

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 1344 Acton Island Road, Muskoka Lakes, ON P0C 1A0

Estimated Sales Range
$2,370,000 - $2,445,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Muskoka Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$748,500 (30.0%)
* Minimum Canadian down payment required for this price is $499,000.
Amortization Period30 Years
Estimated Monthly Payment$8,305Based on a loan of $1,746,500 over 30 years.
Purchase Price$2,495,000
Loan Amount$1,746,500
Provincial Land Transfer Tax:$48,850
Total Estimated Closing Taxes:$48,850

About Purchasing a Home in Muskoka Lakes, ON

For a property listed at $2,495,000 in Muskoka Lakes, the legal minimum down payment is $499,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $48,850 for this transaction. As this listing is in Muskoka Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $48,850.

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Medora, Muskoka Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Medora, Muskoka Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$2,836,640

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Medora, Muskoka Lakes

Elementary Schools

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Secondary Schools

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Medora, Muskoka Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$2,495,000

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