38 Joseph Street, Muskoka Lakes, ON

$1,100,000
MLS#:X14119898
4 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 38 Joseph Street Muskoka Lakes ON listed at $1,100,000 (MLS# X14119898) - Main View
Open House
For Sale
Added:Oct 26, 2026(1 day ago)
Updated:Oct 27, 2026(today)
Last Checked:12 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Medora. Expertly crafted featuring premium concrete block and asbestos siding construction, this residence presents an exceptional opportunity offered at $1,100,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 97 x 320.26 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 0.0 garage spaces (3.0 total parking spaces)
  • Notable attributes: Primary Bedroom - Main Floor, Carpet Free, Guest Accommodations
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Discover an exceptional opportunity to enjoy waterfront living in the heart of Port Carling. Beautifully renovated, this four-bedroom, two-bathroom home on Silver Lake combines the charm of Muskoka cottage life with the convenience of being just steps from the village's shops, restaurants and amenities.Designed for relaxed, year-round enjoyment, the home features inviting living spaces, a fireplace and a walkout lower level providing easy access to the outdoors. Whether entertaining family and friends or enjoying a quiet weekend escape, the layout offers comfort and flexibility.The waterfront is a highlight, with approximately 97 feet of shoreline, a dock, a small sandy beach area and excellent swimming. Spend summer afternoons on the water, gather around the lakeside firepit as the sun sets, or enjoy outdoor dining and barbecues in the seating area near the house. Beautiful sunset views provide a memorable backdrop to everyday living.Ideally situated on Port Carling's main street, the property offers the freedom to leave the car behind and explore the village on foot. Its central location, four-bedroom accommodation and waterfront amenities also present an appealing opportunity for buyers seeking an investment property with potential rental income, subject to applicable regulations.Whether envisioned as a full-time residence, a weekend retreat or an income-producing investment, 38 Joseph Street offers a versatile Muskoka lifestyle in a highly desirable village setting.

Upcoming Open Houses

1 Scheduled
Sunday, November 1, 202611:00 AM - 12:00 PMPublic
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Property Summary

This detached home located at 38 Joseph Street, Muskoka Lakes is currently for sale and has been available for 1 day. This property is listed at $1,100,000 with an estimated mortgage of $3,661* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 38 Joseph Street, Muskoka Lakes is in the Medora neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Medora, Muskoka Lakes.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Medora, Muskoka Lakes.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$1,100,000
AddedOct 26, 2026 (1 day ago)
UpdatedOct 27, 2026 (today)
Last Checked12 minutes ago
Transaction TypeFor Sale
List Office NameSOTHEBY'S INTERNATIONAL REALTY CANADA

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionConcrete Block, Asbestos Siding
BasementFinished with Walk-Out
Lot Size97 × 320.26 Feet
CountyMuskoka
Annual Tax$3,053
Rental ItemsPropane tank
Legal DescriptionLT 211 PL 4 PORT CARLING EXCEPT PT 10 35R5576; MUSKOKA LAKES

Parking & Garage

Parking Total3.0
Parking Space3
Garage Parking0.0
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Lake/Pond
  • Golf
  • Waterfront
  • School Bus Route
  • Terraced

Interior Features

  • Primary Bedroom - Main Floor
  • Carpet Free
  • Guest Accommodations
  • Water Heater

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Muskoka Lakes Home Buyer Advisory & Market HubActive MLS® Listing in Muskoka Lakes, Ontario

Looking to Buy a Home in Muskoka Lakes?

If you are looking for a house in Muskoka Lakes or researching Muskoka Lakes real estate for sale, this 4-bedroom detached at 38 Joseph Street, Muskoka Lakes, ON offers an exceptional opportunity to buy a home in Muskoka Lakes, Ontario. Whether you are a first-time Muskoka Lakes home buyer or comparing active Muskoka Lakes MLS® homes for sale, working with a dedicated Muskoka Lakes buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Muskoka Lakes Homes for Sale & MLS® Listings

Browse all verified Muskoka Lakes real estate listings, compare active Muskoka Lakes houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Muskoka Lakes Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Muskoka Lakes realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Muskoka Lakes Buyer Budget & Costs

Estimated mortgage: $3,661*/month*. Estimated Ontario Land Transfer Tax: $18,475. First-time Muskoka Lakes home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Muskoka Lakes

Frequently Asked Questions about 38 Joseph Street, Muskoka Lakes, ON

Q.What is the asking price for 38 Joseph Street, Muskoka Lakes, ON ?

The current listing price for 38 Joseph Street, Muskoka Lakes, ON in Medora, Muskoka Lakes is $1,100,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 38 Joseph Street, Muskoka Lakes, ON ?

38 Joseph Street, Muskoka Lakes, ON is a Detached (Bungalow) featuring a Finished with Walk-Out basement.

Q.What key property features does 38 Joseph Street, Muskoka Lakes, ON offer?

Key property features include: Lake/Pond, Golf, Waterfront, School Bus Route, Terraced.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor, Carpet Free, Guest Accommodations, Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Electric and cooling via Central Air.

Location

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38 Joseph Street, Muskoka Lakes, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Medora, Muskoka Lakes

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 38 Joseph Street, Muskoka Lakes, ON P0B 1J0

Estimated Sales Range
$1,045,000 - $1,078,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Muskoka Lakes.

Configure Loan Settings

Interest Rate4.00%
Down Payment$330,000 (30.0%)
* Minimum Canadian down payment required for this price is $220,000.
Amortization Period30 Years
Estimated Monthly Payment$3,661Based on a loan of $770,000 over 30 years.
Purchase Price$1,100,000
Loan Amount$770,000
Provincial Land Transfer Tax:$18,475
Total Estimated Closing Taxes:$18,475

About Purchasing a Home in Muskoka Lakes, ON

For a property listed at $1,100,000 in Muskoka Lakes, the legal minimum down payment is $220,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,475 for this transaction. As this listing is in Muskoka Lakes (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,475.

Similar Listings in Medora, Muskoka Lakes

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Medora, Muskoka Lakes Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Medora, Muskoka Lakes.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$2,836,640

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Medora, Muskoka Lakes

Elementary Schools

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Secondary Schools

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Medora, Muskoka Lakes Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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