3460 Garner Road, Niagara Falls, ON

$998,000
MLS#:X13436942
4 beds
2 baths
1500-2000 sqft
10.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 209 - Beaverdams. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $998,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 105.15 x 863 ft lot
  • Features a full, unfinished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Sump Pump, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Own a truly remarkable piece of land in the Heart of Niagara Falls! Discover this unique property offering 2.55 acres within city limits, combining space, sustainability, and incredible future potential as the city continues to grow. The rear portion of the lot is zoned Agricultural, presenting a wide range of possibilities including hobby farm potential, urban gardening, greenhouse operation, dog training, small-scale farming, or other home-based agricultural uses. The size and zoning also offer exciting opportunities for future severance, land banking, renting out the rear portion, or potential separate sale (buyer to complete due diligence). The property features a beautifully renovated 1,584 sqft bungalow with 4 bedrooms and 2 bathrooms, including a spacious 5-piece bathroom with double vanity and bathtub. The kitchen showcases modern finishes, stainless steel appliances, and views of the beautifully landscaped backyard. Additional highlights include a 21x28 insulated detached double-car garage with a separate electrical panel, a 16x14 workshop with a roll-up door, and a double-wide private driveway providing parking for up to 8 vehicles. The home also features an unfinished basement of over 1,500 sqft with approximately 7.5 ft ceilings and a separate entrance, offering excellent potential for a growing family. This gorgeous updated bungalow is perfectly situated close to schools, major highways, shopping, parks, and city amenities, offering both convenience and lifestyle benefits. Properties of this size with agricultural zoning, municipal water, natural gas, and city conveniences are extremely rare in Niagara Falls, offering exceptional flexibility for investors, developers, or those seeking space and sustainable living. Don't miss your opportunity to own this exceptional property and bring its incredible potential to life.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionAluminum Siding
BasementFull, Unfinished, Separate Entrance
Lot Size105.15 × 863 Feet
CountyNiagara
Annual Tax$6,356.57
Legal DescriptionLT 10 PL 186 STAMFORD; PT TWP LT 52 STAMFORD; PT TWP LT 64 STAMFORD AS IN RO403915 ; NIAGARA FALLS

Parking & Garage

Parking Spaces10.0
Garage Spaces8
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Greenbelt/Conservation, School, Public Transit, Golf

Interior Features

Primary Bedroom - Main Floor, Sump Pump, Carpet Free, In-Law Capability

Security Features

Community Features

Location

Initializing map...
3460 Garner Road, Niagara Falls, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3460 Garner Road, Niagara Falls, ON L2H 0S3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara Falls.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$74,800 (7.5%)
* Minimum Canadian down payment required for this price is $74,800.
Amortization Period25 Years
Estimated Monthly Payment$5,502Based on a loan of $923,200 over 25 years.
Purchase Price$998,000
Loan Amount$923,200
Provincial Land Transfer Tax:$16,435
Total Estimated Closing Taxes:$16,435

About Purchasing a Home in Niagara Falls, ON

For a property listed at $998,000 in Niagara Falls, the legal minimum down payment is $74,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,435 for this transaction. As this listing is in Niagara Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,435.

Nearby Listings

Distance:

No current listings found in Niagara Falls.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Niagara Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$801,486

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Princess Margaret
Public6624 Culp Street, Niagara Falls, Ontario, L2G 2C4
8.5
Our Lady of Mount Carmel
Public6525 Carlton Avenue, Niagara Falls, Ontario, L2G 5K4
6.3
Greendale
Public5504 Montrose Road, Niagara Falls, Ontario, L2H 1K7
7.9
LaMarsh
Public4571 Drummond Road, Niagara Falls, Ontario, L2E 6C8
5.3
Cherrywood Acres
Public4635 Pettit Avenue, Niagara Falls, Ontario, L2E 6L4
6.8

Secondary Schools

Stamford
Public5775 Drummond Road, Niagara Falls, Ontario, L2G 4L2
5.3
Westlane
Public5960 Pitton Road, Niagara Falls, Ontario, L2H 1T5
6.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.