3688 Cardinal Drive, Niagara Falls, ON

$824,900
MLS#:X12657228
4 beds
3 baths
1500-2000 sqft
7.5 parking
Residential Freehold
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Property no longer active

This property was sold on January 9, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of 208 - Mt. Carmel. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $824,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 63.75 x 139.21 ft lot
  • Features a partially finished, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.5 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Capability, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this massive 4-level backsplit, ideally situated on a prime corner lot in sought-after Mount Carmel. With its stunning brick exterior, 1.5-car garage, and oversized concrete driveway for up to 6 vehicles, this home offers both curb appeal and convenience. The fully fenced, pool-sized backyard is designed for entertaining, complete with a stamped concrete patio, gazebo, and a separate side entrance leading directly to the basement offering excellent potential for an in-law suite. Inside, generous principal rooms flow seamlessly, including a bright dining area on the main floor and a kitchen with granite countertops. The upper level hosts 3 spacious bedrooms, including a primary suite with walk-in closet and ensuite, plus a beautifully finished 5-piece guest bath. The lower level features a massive rec room with custom built-in shelving, a work station, and a cozy gas fireplace perfect for movie nights. A 4th bedroom and 3-piece bath provide added flexibility for guests or extended family. The partially finished basement offers laundry and plenty of storage space, with further potential to customize. This immaculate home combines space, style, and versatility in one of Niagara's most desirable neighbourhoods.

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Property Summary

This detached home located at 3688 Cardinal Drive, Niagara Falls is currently for sale and has been available on SousaSells for 197 days. This property is listed at $824,900 with an estimated mortgage of $2,746* per month. It has 4 beds, 3 bathrooms, and is 1500-2000 square feet. 3688 Cardinal Drive, Niagara Falls is in the 208 - Mt. Carmel neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 9, 2026
Sold price information is available to members only
Listed Date1/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionBrick
BasementPartially Finished, Walk-Up
Lot Size63.75 × 139.21 Feet
CountyNiagara
Annual Tax$6,408
Legal DescriptionPCL 3-1 SEC 59M145; LT 3 PL 59M145 ; NIAGARA FALLS

Parking & Garage

Parking Total7.5
Parking Space6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

In-Law Capability, Central Vacuum

Security Features

Community Features

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Location

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3688 Cardinal Drive, Niagara Falls, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3688 Cardinal Drive, Niagara Falls, ON L2H 2Y1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara Falls.

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Interest Rate4.00%
Down Payment$247,470 (30.0%)
* Minimum Canadian down payment required for this price is $57,490.
Amortization Period30 Years
Estimated Monthly Payment$2,746Based on a loan of $577,430 over 30 years.
Purchase Price$824,900
Loan Amount$577,430
Provincial Land Transfer Tax:$12,973
Total Estimated Closing Taxes:$12,973

About Purchasing a Home in Niagara Falls, ON

For a property listed at $824,900 in Niagara Falls, the legal minimum down payment is $57,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,973 for this transaction. As this listing is in Niagara Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,973.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 208 - Mt. Carmel, Niagara Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$945,042

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Vincent de Paul
Public3900 Kalar Road, Niagara Falls, Ontario, L2H 0K2
9.9
Orchard Park
Public3691 Dorchester Road, Niagara Falls, Ontario, L2J 3A6
9.8
Mary Ward
Public2999 Dorchester Road, Niagara Falls, Ontario, L2J 2Z9
8.2
Prince Philip
Public3112 Dorchester Road, Niagara Falls, Ontario, L2J 2Z7
9.0
Notre Dame
Public6559 Caswell Street, Niagara Falls, Ontario, L2J 1C2
8.0

Secondary Schools

St. Paul
Catholic3900 Kalar Road, Niagara Falls, Ontario, L2H 0K2
8.0
A N Myer
Public6338 O'Neil Street, Niagara Falls, Ontario, L2J 1M7
7.6
Westlane
Public5960 Pitton Road, Niagara Falls, Ontario, L2H 1T5
6.3

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.