3920 Main Street, Niagara Falls, ON

$729,000
MLS#:X12377940
3 beds
2 baths
1500-2000 sqft
8.0 parking
Residential Freehold
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Property no longer active

This property was sold on February 12, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 223 - Chippawa. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $729,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 60 x 166 ft lot
  • Features a separate entrance, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Built-In Oven, Countertop Range, On Demand Water Heater
  • equipped with window unit(s) central cooling and highly efficient radiant heating via gas

Description

Welcome to 3920 Main St., Niagara Falls, a beautifully transformed two-storey home in the heart of Chippawa. Upon approaching the home, you're greeted by a large, spacious front porch and an inviting entrance. The main floor living area features a cozy living room with a gas fireplace, perfect for relaxing evenings, and an additional sunroom that offers a quiet, bright space ideal for reading or enjoying peaceful moments, a large eat-in kitchen provides plenty of room for family meals and a separate dining space is perfect for special dinners. This home has been completely rebuilt to meet modern building codes, with updated plumbing and electrical systems, ensuring comfort and safety. The residence includes three large bedrooms and a full bathroom, providing ample space for family and guests. For added convenience, there is a main floor laundry and a powder room. The back porch offers good coverage from the weather, and features a gate that can be locked off for children's safety or pet confinement. Step outside to the backyard, where you'll find a deep, fully fenced yard, a private inground swimming pool, and an outdoor kitchen - perfect for summer fun. Do you like to garden? There is ample room to enjoy the fruits of your labour and still have space for children's play. The property also includes a separate double-car garage with a second-story space and outside entrance, offering plenty of storage or potential for a recreational hobby room. This charming, yet contemporary, home combines classic features with modern updates, making it an ideal place to call home in a desirable location. Enjoy the proximity to the walking and biking paths along the Niagara Parkway, world-class golf courses, and the serene trails. Boating, fishing, and waterfront strolls are part of everyday life in Chippawa. Shops, everyday conveniences and neighbourhood restaurants, are located close-by in the village, and all the fun and entertainment of Niagara Falls is just minutes away.

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Property Summary

This detached home located at 3920 Main Street, Niagara Falls is currently for sale and has been available on SousaSells for 319 days. This property is listed at $729,000 with an estimated mortgage of $2,427* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 3920 Main Street, Niagara Falls is in the 223 - Chippawa neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 4, 2026
Sold price information is available to members only
Listed Date9/2/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementSeparate Entrance, Full
Lot Size60 × 166 Feet
CountyNiagara
Annual Tax$4,991
Legal DescriptionLT 23 S/S MAIN ST PL 251 VILLAGE OF CHIPPAWA ; NIAGARA FALLS

Parking & Garage

Parking Total8.0
Parking Space6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingWindow Unit(s)

Features

Property Features

Fenced Yard, Marina, Public Transit, Rec./Commun.Centre, River/Stream, Place Of Worship

Interior Features

Built-In Oven, Countertop Range, On Demand Water Heater

Security Features

Community Features

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Location

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3920 Main Street, Niagara Falls, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3920 Main Street, Niagara Falls, ON L2G 6B6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara Falls.

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Interest Rate4.00%
Down Payment$218,700 (30.0%)
* Minimum Canadian down payment required for this price is $47,900.
Amortization Period30 Years
Estimated Monthly Payment$2,427Based on a loan of $510,300 over 30 years.
Purchase Price$729,000
Loan Amount$510,300
Provincial Land Transfer Tax:$11,055
Total Estimated Closing Taxes:$11,055

About Purchasing a Home in Niagara Falls, ON

For a property listed at $729,000 in Niagara Falls, the legal minimum down payment is $47,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,055 for this transaction. As this listing is in Niagara Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,055.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 223 - Chippawa, Niagara Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$722,943

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Sacred Heart
Public8450 Oliver Street, Chippawa, Niagara Falls, Ontario, L2G 6Z2
6.0
River View
Public3300 Cattell Drive, Chippawa, Niagara Falls, Ontario, L2G 6M9
7.7
Father Hennepin
Public6032 Churchill Street, Niagara Falls, Ontario, L2G 2X1
9.9
Heximer Avenue
PublicHeximer Avenue, Niagara Falls, Ontario, L2G 4S1
9.3

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.