3938 Main Street, Niagara Falls, ON

$635,000
MLS#:X13555882
3 beds
2 baths
1100-1500 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 223 - Chippawa. Expertly crafted featuring premium brick and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $635,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 56 x 165 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Storage, Workbench, Water Heater
  • equipped with window unit(s) central cooling and highly efficient water heating via gas

Description

Experience the charm of historic Chippawa in this beautifully maintained home where pride of ownership is evident at every turn. Situated on a generous lot in one of Niagara's most desirable communities, this 3-bedroom, 2-bath home offers the perfect blend of character, comfort and thoughtful updates. The inviting main floor features a warm living room highlighted by a gas fireplace, an updated kitchen with granite countertops, backsplash and added pantry storage, plus functional living spaces ideal for both everyday life and entertaining. The heated three-season room attached to the garage creates the perfect place to relax, entertain or enjoy your morning coffee well into the cooler months. Over the years, this home has been meticulously maintained with numerous updates, including roof shingles on both the home and garage, renovated upper bathroom, widened concrete driveway, upper rear deck, updated granite countertops, eavestroughs with gutter guards, screen doors, and more. The furnace has been professionally serviced annually, giving buyers added confidence in the home's ongoing care. Located just minutes from the Welland River, Chippewa Boat Launch, parks, schools, golf courses, restaurants and the charming Village of Chippawa, you'll enjoy a peaceful neighbourhood with easy access to everything Niagara has to offer. This is a rare opportunity to own a move-in-ready home in one of the area's most sought-after communities.

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Property Summary

This detached home located at 3938 Main Street, Niagara Falls is currently for sale and has been available on SousaSells for 9 days. This property is listed at $635,000 with an estimated mortgage of $2,114* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 3938 Main Street, Niagara Falls is in the 223 - Chippawa neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Stucco (Plaster)
BasementFull, Unfinished
Lot Size56 × 165 Feet
CountyNiagara
Annual Tax$3,567
Legal DescriptionPT LT 25 S/S MAIN ST PL 251 VILLAGE OF CHIPPAWA AS IN RO718918 ; NIAGARA FALLS

Parking & Garage

Parking Total8.0
Parking Space6
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeWater
CoolingWindow Unit(s)

Features

Property Features

Interior Features

Storage, Workbench, Water Heater

Security Features

Community Features

Virtual Tours

Location

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3938 Main Street, Niagara Falls, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3938 Main Street, Niagara Falls, ON L2G 6B6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Niagara Falls.

Configure Loan Settings

Interest Rate4.00%
Down Payment$190,500 (30.0%)
* Minimum Canadian down payment required for this price is $38,500.
Amortization Period30 Years
Estimated Monthly Payment$2,114Based on a loan of $444,500 over 30 years.
Purchase Price$635,000
Loan Amount$444,500
Provincial Land Transfer Tax:$9,175
Total Estimated Closing Taxes:$9,175

About Purchasing a Home in Niagara Falls, ON

For a property listed at $635,000 in Niagara Falls, the legal minimum down payment is $38,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,175 for this transaction. As this listing is in Niagara Falls (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,175.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 223 - Chippawa, Niagara Falls.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$722,943

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Sacred Heart
Public8450 Oliver Street, Chippawa, Niagara Falls, Ontario, L2G 6Z2
6.0
River View
Public3300 Cattell Drive, Chippawa, Niagara Falls, Ontario, L2G 6M9
7.7
Father Hennepin
Public6032 Churchill Street, Niagara Falls, Ontario, L2G 2X1
9.9
Heximer Avenue
PublicHeximer Avenue, Niagara Falls, Ontario, L2G 4S1
9.3

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.